Branch Network
Shelby County State Bank Locations & Branches Harlan, Iowa
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Shelby County State Bank operates 10 branches from its headquarters in Harlan, IA, .
Shelby County State Bank branch network
All 10 branches are in IOWA, across 9 cities. Harlan, IA has the most of its branches, 2. Its largest office by deposits is the The Shelby County State Bank office in Harlan, IA, with $175.2M (37.8% of its branch deposits). On June 30, 2025 it had 13 branches, 3 more than in 2026.
Shelby County State Bank at a glance
Its CET1 capital ratio was 13.64% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $523.6M
- CET1 ratio, Q2 2026
- 13.64%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1909
Full financial profile · Is Shelby County State Bank safe? · Shelby County State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Harlan, IA (2 branches) | 1 of 4 | 48.6% | $202.1M |
| State: IA (10 branches) | 61 of 261 | 0.4% | $462.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Shelby County State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Shelby, IA (5 branches) | 1 of 5 | 54.7% | $326.9M | $597.3M |
| Ida, IA (1 branch) | 2 of 4 | 10.7% | $64.6M | $606.3M |
| Monona, IA (1 branch) | 8 of 9 | 5.0% | $20.1M | $401.7M |
| Woodbury, IA (1 branch) | 17 of 20 | 0.6% | $19.2M | $3.45B |
| Pottawattamie, IA (1 branch) | 12 of 13 | 0.7% | $18.1M | $2.51B |
| Sac, IA (1 branch) | 10 of 10 | 2.6% | $14.2M | $551.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sioux City, IA-NE-SD (1 branch) | 27 of 30 | 0.4% | $19.2M | $4.77B |
| Omaha-Council Bluffs, NE-IA (1 branch) | 70 of 77 | <0.1% | $18.1M | $42.59B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Shelby County State Bank | Harlan, IA | 51537 | $175.2M |
| Moorehead Avenue Branch | Ida Grove, IA | 51445 | $64.6M |
| Shelby Branch | Shelby, IA | 51570 | $50.2M |
| Panama Branch | Panama, IA | 51562 | $46.7M |
| Elk Horn Branch | Elk Horn, IA | 51531 | $27.8M |
| Harlan Branch | Harlan, IA | 51537 | $26.9M |
| Mapleton Branch | Mapleton, IA | 51034 | $20.1M |
| Danbury Branch | Danbury, IA | 51019 | $19.2M |
| Shelby County State Bank Branch | Avoca, IA | 51521 | $18.1M |
| Odebolt Branch | Odebolt, IA | 51458 | $14.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1553) · FFIEC NIC profile (RSSD 536349)