Bank routing number ยท Shelby, Michigan
The Shelby State Bank Routing Number (ABA): 072411708
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The The Shelby State Bank routing number is 072411708. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
The Shelby State Bank at a glance
Its CET1 capital ratio was 13.75% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $397.0M
- CET1 ratio, Q2 2026
- 13.75%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 9 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1910
Full financial profile · Is The Shelby State Bank safe? · The Shelby State Bank call report · Branch locations
The Shelby State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 072411708 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; The Shelby State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 1170, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to The Shelby State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your The Shelby State Bank checks or in its online banking. Ask the bank for wire instructions (www.shelbybank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About The Shelby State Bank
The Shelby State Bank is headquartered in Shelby, Michigan and was established in 1910. It reported $397.0M in total assets and $339.5M in deposits for Q2 2026, the 42nd largest of the 72 banks headquartered in Michigan. It reports 9 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 072411708 mean
The first four digits, 0724, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 1170, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 8 + 11 = 100, a multiple of 10, so 072411708 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the The Shelby State Bank routing number?
The The Shelby State Bank routing number is 072411708. It is the primary ABA routing transit number registered to The Shelby State Bank, headquartered in Shelby, MI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the The Shelby State Bank wire routing number?
This page lists the primary routing number registered to The Shelby State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with The Shelby State Bank before sending a wire.
Is ABA number 072411708 the routing number for The Shelby State Bank?
Yes. It is the primary routing number registered to The Shelby State Bank.
Which bank uses routing number 072411708?
It belongs to The Shelby State Bank, headquartered in Shelby, MI. It is the bank's primary ABA routing number (FDIC certificate 10157).
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View The Shelby State Bank's full profile →
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Regulator records: FDIC BankFind (cert 10157) · FFIEC NIC profile (RSSD 961343)