First Community Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the First Community Bank routing number?

The First Community Bank routing number is 072406771. It is the primary ABA routing transit number registered to First Community Bank, headquartered in Harbor Springs, MI. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the First Community Bank wire routing number?

This page lists 072406771, the primary routing number registered to First Community Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with First Community Bank before sending a wire.

Is ABA number 072406771 the routing number for First Community Bank?

Yes. ABA number 072406771 is the primary routing number registered to First Community Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 072406771?

Routing number 072406771 belongs to First Community Bank, headquartered in Harbor Springs, MI. It is the bank's primary ABA routing number (FDIC certificate 13179).

Routing numbers of similar-size institutions in Michigan

Bank, Chelsea, MI

Chelsea State Bank: 072403635

Credit union, Monroe, MI

Monroe Community Credit Union: 272482883

Credit union, Lansing, MI

Case Credit Union: 272481981

Bank, Shelby, MI

The Shelby State Bank: 072411708

Bank, Frankfort, MI

State Savings Bank: 072406506

Bank, Grand Rapids, MI

Union Bank: 072404320

Credit union, Traverse City, MI

Tba Credit Union: 272485424

Bank, Iron Mountain, MI

First National Bank & Trust: 091101730

All routing numbers in Michigan