Chelsea State Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Chelsea State Bank routing number?

The Chelsea State Bank routing number is 072403635. It is the primary ABA routing transit number registered to Chelsea State Bank, headquartered in Chelsea, MI. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Chelsea State Bank wire routing number?

This page lists 072403635, the primary routing number registered to Chelsea State Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Chelsea State Bank before sending a wire.

Is ABA number 072403635 the routing number for Chelsea State Bank?

Yes. ABA number 072403635 is the primary routing number registered to Chelsea State Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 072403635?

Routing number 072403635 belongs to Chelsea State Bank, headquartered in Chelsea, MI. It is the bank's primary ABA routing number (FDIC certificate 14009).

Routing numbers of similar-size institutions in Michigan

Bank, Harbor Springs, MI

First Community Bank: 072406771

Credit union, Monroe, MI

Monroe Community Credit Union: 272482883

Bank, Frankfort, MI

State Savings Bank: 072406506

Credit union, Lansing, MI

Case Credit Union: 272481981

Bank, Shelby, MI

The Shelby State Bank: 072411708

Bank, Grand Rapids, MI

Union Bank: 072404320

Bank, Honor, MI

Honor Bank: 072406865

Credit union, Traverse City, MI

Tba Credit Union: 272485424

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