Bank routing number ยท Warwick, Rhode Island
Shoreham Bank Routing Number (ABA): 211574862
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The Shoreham Bank routing number is 211574862. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Shoreham Bank at a glance
Its CET1 capital ratio was 12.73% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $534.8M
- CET1 ratio, Q2 2026
- 12.73%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Domestic offices
- 4 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1979
Full financial profile · Is Shoreham Bank safe? · Shoreham Bank call report · Branch locations
Shoreham Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 211574862 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Shoreham Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 21, place this number in the Federal Reserve Bank of Boston's district (District 1): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7486, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Shoreham Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Shoreham Bank checks or in its online banking. Ask the bank for wire instructions (www.shoreham.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Shoreham Bank
Shoreham Bank is headquartered in Warwick, Rhode Island and was established in 1979. It is in the PROVIDENCE-WARWICK, RI-MA metro area. It reported $534.8M in total assets and $420.5M in deposits for Q2 2026, the 5th largest of the 5 banks headquartered in Rhode Island. It reports 4 domestic offices. Its deposits have been FDIC insured since 1994. Its primary federal regulator is the OCC. 3 other banks and credit unions headquartered in Warwick have a routing number listed here.
What the digits in 211574862 mean
The first four digits, 2115, are the Federal Reserve routing symbol. The prefix 21 places the number in the 1st Federal Reserve District (Boston), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7486, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 15 + 7 x 14 + 7 = 150, a multiple of 10, so 211574862 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Shoreham Bank routing number?
The Shoreham Bank routing number is 211574862. It is the primary ABA routing transit number registered to Shoreham Bank, headquartered in Warwick, RI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Shoreham Bank wire routing number?
This page lists the primary routing number registered to Shoreham Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Shoreham Bank before sending a wire.
Is ABA number 211574862 the routing number for Shoreham Bank?
Yes. It is the primary routing number registered to Shoreham Bank.
Which bank uses routing number 211574862?
It belongs to Shoreham Bank, headquartered in Warwick, RI. It is the bank's primary ABA routing number (FDIC certificate 27417).
Routing numbers of similar-size institutions in Rhode Island
- Credit union, Warwick, RI
- Greenwood Credit Union: 211590671
- Credit union, Warwick, RI
- Rhode Island Credit Union: 211590493
- Credit union, Warwick, RI
- Wave Federal Credit Union: 211573407
- Credit union, Westerly, RI
- Westerly Community Credit Union: 211573313
- Credit union, Middletown, RI
- Peoples Credit Union: 211573151
- Credit union, Coventry, RI
- Ocean State Credit Union: 211573326
- Bank, Middletown, RI
- BankNewport: 211574642
- Bank, West Warwick, RI
- Centreville Bank: 011500913
View Shoreham Bank's full profile →
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Regulator records: FDIC BankFind (cert 27417) · FFIEC NIC profile (RSSD 724904)