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Shoreham Bank Locations & Branches Warwick, Rhode Island
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Shoreham Bank operates 4 branches from its headquarters in Warwick, RI, .
Shoreham Bank branch network
All 4 branches are in RHODE ISLAND, across 2 cities. Warwick, RI has the most of its branches, 3. Its largest office by deposits is the Post Road Warwick Branch office in Warwick, RI, with $172.8M (41.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Shoreham Bank at a glance
Its CET1 capital ratio was 12.73% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $534.8M
- CET1 ratio, Q2 2026
- 12.73%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1979
Full financial profile · Is Shoreham Bank safe? · Shoreham Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Warwick, RI (3 branches) | 5 of 13 | 11.3% | $312.8M |
| State: RI (4 branches) | 12 of 17 | 0.9% | $420.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Rhode Island.
Share by county and metro area
Shoreham Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kent, RI (3 branches) | 7 of 13 | 5.5% | $312.8M | $5.71B |
| Providence, RI (1 branch) | 13 of 15 | 0.4% | $107.7M | $29.20B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Providence-Warwick, RI-MA (4 branches) | 19 of 22 | 0.7% | $420.5M | $61.89B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Post Road Warwick Branch | Warwick, RI | 02886 | $172.8M |
| Cowesett Branch | Warwick, RI | 02886 | $140.0M |
| Wickenden Branch | Providence, RI | 02903 | $107.7M |
| Shoreham Bank (main office) | Warwick, RI | 02886 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27417) · FFIEC NIC profile (RSSD 724904)