Sloan State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to total assets rose 0.68 percentage points from Q1 2026 to Q2 2026, ending at 6.28% against 5.61%. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.95% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.9M |
| Tier 1 capital | $8.9M |
| Total risk-based capital | — |
| Total equity capital | $5.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.28% |
| Tangible equity to tangible assets | 6.28% |
| Equity capital to average assets | 6.08% |
| Internal capital growth rate | 11.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $1.1M |
| Retained earnings | $7.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.76% | 1.41% | 1.41% |
| Q4 2023 | 11.99% | 3.66% | 3.66% |
| Q1 2024 | 11.20% | 3.42% | 3.42% |
| Q2 2024 | 11.67% | 4.04% | 4.04% |
| Q3 2024 | 11.90% | 5.97% | 5.97% |
| Q4 2024 | 11.25% | 4.45% | 4.45% |
| Q1 2025 | 11.55% | 4.95% | 4.95% |
| Q2 2025 | 11.69% | 5.35% | 5.35% |
| Q3 2025 | 12.11% | 6.70% | 6.70% |
| Q4 2025 | 11.75% | 6.78% | 6.78% |
| Q1 2026 | 11.93% | 5.61% | 5.61% |
| Q2 2026 | 10.95% | 6.28% | 6.28% |
Sloan State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Sloan State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Sloan State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8507) · FFIEC NIC profile (RSSD 481748)