Sloan State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sloan State Bank of Sloan, IA against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.51% | 0.85% | +0.66% | 68th above |
| ROAE | 25.03% | 5.23% | +19.80% | 95th top |
| Net Interest Margin | 3.22% | 3.94% | -0.72% | 21st bottom |
| Efficiency Ratio | 49.96% | 74.96% | -25.00% | 88th top |
| PPNR / Avg Assets | 1.57% | — | — | 63rd above |
| Yield on Earning Assets | 4.25% | 5.42% | -1.17% | 17th bottom |
| Cost of Funds | 1.00% | 1.69% | -0.69% | 78th top |
| Net Interest Spread | 2.81% | — | — | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.57% | 1.34% | +0.23% | 23rd bottom |
| NPA / Total Assets | 0.55% | — | — | 30th below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.44% | — | — | 64th above |
| ACL / NPLs (Coverage) | 91.55% | — | — | 37th below |
| Texas Ratio | 20.16% | 7.23% | +12.93% | 6th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.95% | 14.13% | -3.18% | 27th below |
| Equity / Assets | 6.28% | 13.07% | -6.79% | 3rd bottom |
| TCE / Tangible Assets | 6.28% | — | — | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 31.64% | 68.58% | -36.94% | 90th top |
| Core Deposit Ratio | 98.26% | 88.79% | +9.47% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.44% | — | — | 84th top |
| Loan Growth (Y/Y) | 0.73% | — | — | 42nd below |
| Deposit Growth (Y/Y) | 9.36% | — | — | 81st top |
See Sloan State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sloan State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sloan State Bank profile, how to read a UBPR, or how this data updates.