Bank call report · Bound Brook, NJ
Somerset Regal Bank Call Report
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Somerset Regal Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 229 reported line items, schedule by schedule (473 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 159971 |
| FDIC certificate number | 28778 |
| Total assets | $1.19B |
Official Q2 2026 call report PDF (FFIEC) →
Somerset Regal Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Somerset Regal Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.19B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.19B |
| Total Liabilities and Minority Interest | RCON2948 | $1.01B |
| Total Deposits | RCON2200 | $925.1M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $907.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $901.4M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $798.3M |
| Total Equity Capital | RCON3210 | $178.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $178.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $131.2M |
| Held-to-maturity Securities, Total | RCON1754 | $131.2M |
| Deposits: Noninterest-bearing | RCON6631 | $126.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $113.9M |
| Interest-bearing Balances | RCON0071 | $67.6M |
| Other Borrowed Money | RCON3190 | $65.0M |
| Surplus | RCON3839 | $65.0M |
| Other Assets | RCON2160 | $51.8M |
| Intangible Assets | RCON2143 | $25.5M |
| Other Liabilities, Total | RCON2930 | $20.8M |
| Goodwill | RCON3163 | $20.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $7.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.8M |
| Accumulated Other Comprehensive Income | RCONB530 | -$731K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $27K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Somerset Regal Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $25.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $23.2M |
| Net Interest Income | RIAD4074 | $15.8M |
| Total Noninterest Expense | RIAD4093 | $14.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $11.6M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.9M |
| Total Interest Expense | RIAD4073 | $9.5M |
| Salaries and Employee Benefits | RIAD4135 | $7.3M |
| Other Noninterest Expense | RIAD4092 | $4.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $3.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.6M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $1.9M |
| Net Income (Loss) | RIAD4340 | $1.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $1.9M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.3M |
| Total Noninterest Income | RIAD4079 | $1.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $942K |
| Other Interest Expense | RIADGW44 | $928K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $724K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $707K |
| Applicable Income Taxes | RIAD4302 | $636K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $573K |
| Other Noninterest Income | RIADB497 | $562K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $554K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $452K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $372K |
| Provision for Loan and Lease Losses | RIAD4230 | $356K |
| Interest on Other Securities | RIAD4060 | $330K |
| Other Interest Income | RIAD4518 | $124K |
| Net Servicing Fees | RIADB492 | $68K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $16K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $7K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$6K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 116 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Somerset Regal Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Collateralized by MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG316 | $1.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Collateralized by MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG317 | $1.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $118.3M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $113.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $101.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $96.7M |
| Pledged Securities | RCON0416 | $78.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $21.6M |
| Amortized Cost of Other Held-to-maturity Domestic Debt Securities | RCON1737 | $11.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $11.0M |
| Fair Value of Other Held-to-maturity Domestic Debt Securities | RCON1738 | $10.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.6M |
| Amortized Cost of Held-to-maturity Other Foreign Debt Securities | RCON1742 | $200K |
| Fair Value of Held-to-maturity Other Foreign Debt Securities | RCON1743 | $200K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $200K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $3K |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Somerset Regal Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $907.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $478.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $400.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $254.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $252.9M |
| Pledged Loans and Leases | RCONG378 | $222.1M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $126.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $118.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $92.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $66.6M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $48.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $26.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $19.1M |
| Commercial and Industrial Loans | RCON1766 | $19.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $12.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $10.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $9.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $6.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $200K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $61K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $85.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $3.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $687K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $76K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 186 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 26 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 18 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 14 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 2 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Somerset Regal Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $639.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $639.8M |
| Total Transaction Accounts | RCON2215 | $285.3M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $254.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $236.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $187.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $148.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $127.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $123.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $112.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $96.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $71.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $65.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $49.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $47.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $39.1M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $31.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $19.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $16.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $16.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.6M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $33.2M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $5.2M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $4.2M |
| Accrued Interest Receivable | RCONB556 | $3.5M |
| Other Assets | RCON2168 | $3.2M |
| Net Deferred Tax Assets | RCON2148 | $2.5M |
| Prepaid Expenses | RCON2166 | $1.1M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $19.3M |
| Deferred Compensation Liabilities | RCONC011 | $3.0M |
| Operating lease liabilities | RCONLB56 | $2.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $216K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $60K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Somerset Regal Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.14B |
| Quarterly Average of Total Loans | RCON3360 | $877.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $464.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $392.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $355.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $210.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $152.4M |
| Mortgage-backed Securities | RCONB559 | $122.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $71.3M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $52.2M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $35.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $20.2M |
| All Other Securities | RCONB560 | $11.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $63K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Somerset Regal Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $33.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $28.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $12.8M |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Somerset Regal Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $35.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $30.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $30.0M |
| All other intangible assets | RCONJF76 | $5.1M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $1K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · Somerset Regal Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $2.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $47K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · Somerset Regal Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.14B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $925.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $549.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $328.7M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $191.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $154.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $44.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 27,521 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 1,989 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 573 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 11 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Somerset Regal Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $1.19B |
| Average total consolidated assets | RCOAKW03 | $1.14B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.11B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $178.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $153.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $153.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $153.3M |
| Retained Earnings | RCOAKW00 | $113.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $71.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $65.0M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $40.8M |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $30.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $25.5M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $20.4M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $5.1M |
| Unconditionally Cancellable Commitments | RCOAS540 | $3.6M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$731K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$731K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1381 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.0597 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $185.0M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $185.0M |
| Total Equity Capital | RIAD3210 | $178.2M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | -$8.9M |
| Other Comprehensive Income | RIADB511 | $109K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Somerset Regal Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.9M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $5.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $16K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $904.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $491.1M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $394.6M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $19.0M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $5.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $2.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $206K |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $61K |
Schedule RI-E: Explanations (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4499 | -$10.0M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $1.1M |
Somerset Regal Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Somerset Regal Bank call report?
The Somerset Regal Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Somerset Regal Bank file?
Somerset Regal Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Somerset Regal Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Somerset Regal Bank has Federal Reserve RSSD ID 159971 and FDIC certificate number 28778. Either one finds its filings on the FFIEC Central Data Repository.
How often does Somerset Regal Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Somerset Regal Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 28778) · FFIEC NIC profile (RSSD 159971)