Somerset Regal Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Somerset Regal Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $979.2M in Q3 2026, up 12.3% from $872.2M in Q3 2025. That is 80.5% of its total assets. Across the 12 quarters shown it ranged from $810.0M (Q2 2024) to $979.2M (Q3 2026).
Brokered deposits to total deposits climbed 5.11 percentage points in Q3 2026, from 0.00% to 5.11%. It was the largest change from Q2 2026 among the key lines here. Within New Jersey, Somerset Regal Bank is 22nd of 49 on total deposits, $979.2M as of Q3 2026. The median for banks in the $1B-10B asset tier is $1.68B on total deposits. Somerset Regal Bank sits 42% lower, at $979.2M (Q3 2026).
Deposit totals
Largest change in this table: deposits to total liabilities, up 2.96 points to 94.47% in Q3 2026 after 91.51% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $979.2M |
| Domestic office deposits | $979.2M |
| Foreign office deposits | — |
| Deposits to total assets | 80.53% |
| Deposits to total liabilities | 94.47% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
Time deposits under $100k changed the most here, up 43.3% to $160.7M in Q3 2026 from $112.2M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $99.2M |
| Savings deposits | $120.3M |
| Transaction accounts to domestic deposits | 26.87% |
| Time deposits to total deposits | 33.91% |
| Time deposits under $100k | $160.7M |
| Time deposits $100k to $250k | $99.3M |
| Time deposits over $250k | $72.0M |
| Noninterest-bearing share of deposits | 10.07% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $857.2M |
| Core deposits to total deposits | 87.54% |
| Insured deposits | $785.6M |
| Uninsured deposits | $193.9M |
| Uninsured deposits to total deposits | 19.80% |
| Brokered deposits | $50.0M |
| Brokered deposits to total deposits | 5.11% |
Cost of deposits
Loans and leases to core deposits changed the most here, down 1.18 points to 105.10% in Q3 2026 from 106.28% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.31% |
| Interest expense on deposits | $4.8M |
| Loans and leases to core deposits | 105.10% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $846.1M | 94.14% | 15.00% | 0.00% | 1.66% |
| Q1 2024 | $840.8M | 93.46% | — | 0.00% | 1.75% |
| Q2 2024 | $810.0M | 93.22% | — | 0.00% | 1.89% |
| Q3 2024 | $831.4M | 92.93% | — | 0.00% | 2.09% |
| Q4 2024 | $831.7M | 92.59% | — | 0.00% | 2.22% |
| Q1 2025 | $840.0M | 92.80% | 15.95% | 0.00% | 2.15% |
| Q2 2025 | $851.4M | 93.08% | 17.07% | 0.00% | 2.15% |
| Q3 2025 | $872.2M | 92.63% | 19.29% | 0.00% | 2.13% |
| Q4 2025 | $895.4M | 91.95% | 19.28% | 0.00% | 2.16% |
| Q1 2026 | $897.5M | 91.92% | 18.34% | 0.00% | 2.16% |
| Q2 2026 | $925.1M | 92.29% | 20.71% | 0.00% | 2.21% |
| Q3 2026 | $979.2M | 87.54% | 19.80% | 5.11% | 2.31% |
Somerset Regal Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Somerset Regal Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 28778) · FFIEC NIC profile (RSSD 159971)