Bank routing number ยท Bound Brook, New Jersey
Somerset Regal Bank Routing Number (ABA): 221270211
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The Somerset Regal Bank routing number is 221270211. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
Somerset Regal Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.46% at Q3 2026, above the 8% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q3 2026
- $1.22B
- Tier 1 leverage ratio, Q3 2026
- 13.46%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 14 branches
- Latest call report
- Q3 2026, FFIEC 051
- Established
- 1887
Full financial profile · Is Somerset Regal Bank safe? · Somerset Regal Bank call report · Branch locations
Somerset Regal Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 221270211 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; Somerset Regal Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 22, place this number in the Federal Reserve Bank of New York's district (District 2): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7021, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Somerset Regal Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Somerset Regal Bank checks or in its online banking. Ask the bank for wire instructions (www.somersetregalbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Somerset Regal Bank
Somerset Regal Bank is headquartered in Bound Brook, New Jersey and was established in 1887. It is in the NEW YORK-NEWARK-JERSEY CITY, NY-NJ metro area. It reported $1.22B in total assets and $979.2M in deposits for Q3 2026, the 21st largest of the 49 banks headquartered in New Jersey. It reports 14 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC.
What the digits in 221270211 mean
The first four digits, 2212, are the Federal Reserve routing symbol. The prefix 22 places the number in the 2nd Federal Reserve District (New York), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7021, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 10 + 2 = 90, a multiple of 10, so 221270211 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Somerset Regal Bank routing number?
The Somerset Regal Bank routing number is 221270211. It is the primary ABA routing transit number registered to Somerset Regal Bank, headquartered in Bound Brook, NJ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the Somerset Regal Bank wire routing number?
This page lists the primary routing number registered to Somerset Regal Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Somerset Regal Bank before sending a wire.
Is ABA number 221270211 the routing number for Somerset Regal Bank?
Yes. It is the primary routing number registered to Somerset Regal Bank.
Which bank uses routing number 221270211?
It belongs to Somerset Regal Bank, headquartered in Bound Brook, NJ. It is the bank's primary ABA routing number (FDIC certificate 28778).
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Regulator records: FDIC BankFind (cert 28778) · FFIEC NIC profile (RSSD 159971)