Bank routing number ยท Spartanburg, South Carolina
Southern Bank Routing Number (ABA): 061212235
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The Southern Bank routing number is 061212235. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Southern Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 8.18% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $407.9M
- Tier 1 leverage ratio, Q2 2026
- 8.18%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 8 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1945
Full financial profile · Is Southern Bank safe? · Southern Bank call report · Branch locations
Southern Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 061212235 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Southern Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1223, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Southern Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Southern Bank checks or in its online banking. Ask the bank for wire instructions (www.thesouthern.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Southern Bank
Southern Bank is headquartered in Spartanburg, South Carolina and was established in 1945. It is in the AUGUSTA-RICHMOND COUNTY, GA-SC metro area. It reported $407.9M in total assets and $358.4M in deposits for Q2 2026, the 28th largest of the 43 banks headquartered in South Carolina. It reports 8 domestic offices. Its deposits have been FDIC insured since 1945. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Spartanburg has a routing number listed here.
What the digits in 061212235 mean
The first four digits, 0612, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). The bank's headquarters is in the 5th district (Richmond). The two can differ, for example when a number came to the bank through a merger. Digits five through eight, 1223, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 10 + 8 = 90, a multiple of 10, so 061212235 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Southern Bank routing number?
The Southern Bank routing number is 061212235. It is the primary ABA routing transit number registered to Southern Bank, headquartered in Spartanburg, SC. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Southern Bank wire routing number?
This page lists the primary routing number registered to Southern Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Southern Bank before sending a wire.
Is ABA number 061212235 the routing number for Southern Bank?
Yes. It is the primary routing number registered to Southern Bank.
Which bank uses routing number 061212235?
It belongs to Southern Bank, headquartered in Spartanburg, SC. It is the bank's primary ABA routing number (FDIC certificate 16288).
Routing numbers of similar-size institutions in South Carolina
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Regulator records: FDIC BankFind (cert 16288) · FFIEC NIC profile (RSSD 307334)