Branch Network
Southern Bank Locations & Branches Spartanburg, South Carolina
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Southern Bank operates 8 branches from its headquarters in Spartanburg, SC, .
Southern Bank branch network
Its 8 branches span 2 states and 8 cities. The most are in GEORGIA (4) and SOUTH CAROLINA (4). SOUTH CAROLINA holds 76.4% of its branch deposits. Its largest office by deposits is its main office in Spartanburg, SC, with $122.1M (34.1% of its branch deposits). On June 30, 2025 it had 7 branches, 1 fewer than in 2026.
Southern Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 8.18% at Q2 2026, not above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $407.9M
- Tier 1 leverage ratio, Q2 2026
- 8.18%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1945
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Spartanburg, SC (1 branch) | 10 of 19 | 2.7% | $122.1M |
| State: SC (4 branches) | 48 of 73 | 0.2% | $273.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
Southern Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Spartanburg, SC (1 branch) | 13 of 22 | 1.9% | $122.1M | $6.33B |
| Greenville, SC (1 branch) | 25 of 34 | 0.4% | $70.9M | $18.03B |
| Horry, SC (1 branch) | 18 of 21 | 0.4% | $42.6M | $12.08B |
| Aiken, SC (1 branch) | 10 of 12 | 1.0% | $38.2M | $3.71B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Spartanburg, SC (1 branch) | 13 of 22 | 1.9% | $122.1M | $6.33B |
| Greenville-Anderson, SC (1 branch) | 30 of 38 | 0.3% | $70.9M | $26.00B |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC (1 branch) | 20 of 23 | 0.3% | $42.6M | $15.37B |
| Augusta-Richmond County, GA-SC (1 branch) | 21 of 25 | 0.3% | $38.2M | $12.86B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Southern Bank (main office) | Spartanburg, SC | 29302 | $122.1M |
| Cleveland Street Greenville Branch | Greenville, SC | 29601 | $70.9M |
| Myrtle Beach Branch | Myrtle Beach, SC | 29577 | $42.6M |
| Aiken Branch | Aiken, SC | 29801 | $38.2M |
| Waynesboro Office Branch | Waynesboro, GA | 30830 | $30.5M |
| Sardis Branch | Sardis, GA | 30456 | $26.3M |
| Hephzibah Branch | Hephzibah, GA | 30815 | $16.4M |
| Gibson Branch | Gibson, GA | 30810 | $11.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16288) · FFIEC NIC profile (RSSD 307334)