Lists · Deposits by metro area
Augusta-Richmond County, GA-SC Metro Area Bank Deposit Market Share
Wells Fargo Bank, N.A. holds the largest share of deposits in the Augusta-Richmond County, GA-SC metro area, 24.7%, followed by SouthState Bank, N.A. (11.1%) and Queensborough National Bank & Trust Company (10.3%). 25 institutions hold $12.86B at 110 offices as of June 30, 2026, up 3.7% from 2025.
Largest share changes since 2025
Gained: The Huntington National Bank (3.10 points, new to this market); Pinnacle Bank (2.48 points, new to this market); Wells Fargo Bank, N.A. (1.27 points).
Lost: Bank of America, N.A. (-0.65 points); Security Federal Bank (-0.48 points); SouthState Bank, N.A. (-0.30 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Wells Fargo Bank, N.A. | $3.18B | 24.70% | +1.27 pts |
| 2 | SouthState Bank, N.A. | $1.43B | 11.10% | -0.30 pts |
| 3 | Queensborough National Bank & Trust Company | $1.33B | 10.31% | +0.80 pts |
| 4 | Bank of America, N.A. | $1.23B | 9.59% | -0.65 pts |
| 5 | Security Federal Bank | $1.14B | 8.87% | -0.48 pts |
| 6 | Regions Bank | $903.2M | 7.02% | -0.11 pts |
| 7 | First-Citizens Bank & Trust Company | $830.7M | 6.46% | -0.17 pts |
| 8 | Truist Bank | $616.8M | 4.80% | -0.29 pts |
| 9 | The Huntington National Bank | $398.4M | 3.10% | +3.10 pts |
| 10 | Pinnacle Bank | $318.7M | 2.48% | +2.48 pts |
| 11 | Fifth Third Bank, N.A. | $234.4M | 1.82% | +0.09 pts |
| 12 | The First National Bank of Waynesboro | $182.7M | 1.42% | -0.04 pts |
| 13 | First Community Bank | $173.8M | 1.35% | +0.04 pts |
| 14 | Ameris Bank | $159.5M | 1.24% | -0.04 pts |
| 15 | First State Bank | $142.5M | 1.11% | -0.10 pts |
| 16 | Farmers State Bank | $123.0M | 0.96% | -0.06 pts |
| 17 | Coastal Carolina National Bank | $104.3M | 0.81% | +0.08 pts |
| 18 | F&M Bank | $101.8M | 0.79% | +0.05 pts |
| 19 | TD Bank, N.A. | $83.9M | 0.65% | +0.01 pts |
| 20 | Vallant Bank | $60.7M | 0.47% | +0.07 pts |
| 21 | Southern Bank | $38.2M | 0.30% | +0.08 pts |
| 22 | Colony Bank | $36.3M | 0.28% | +0.28 pts |
| 23 | JPMorgan Chase Bank, N.A. | $33.6M | 0.26% | +0.22 pts |
| 24 | South Georgia Bank | $6.9M | 0.05% | +0.05 pts |
| 25 | Woodforest National Bank | $6.9M | 0.05% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Augusta-Richmond County, GA-SC (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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