Spiro State Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Spiro State Bank routing number?

The Spiro State Bank routing number is 103109772. It is the primary ABA routing transit number registered to Spiro State Bank, headquartered in Spiro, OK. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Spiro State Bank wire routing number?

This page lists 103109772, the primary routing number registered to Spiro State Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Spiro State Bank before sending a wire.

Is ABA number 103109772 the routing number for Spiro State Bank?

Yes. ABA number 103109772 is the primary routing number registered to Spiro State Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 103109772?

Routing number 103109772 belongs to Spiro State Bank, headquartered in Spiro, OK. It is the bank's primary ABA routing number (FDIC certificate 16908).

Routing numbers of similar-size institutions in Oklahoma

Bank, Shattuck, OK

SNB Bank, N.A.: 103103435

Bank, Coweta, OK

FNB Coweta: 103103600

Bank, Cherokee, OK

Acb Bank: 103102368

Bank, Okarche, OK

The First Bank of Okarche: 103108443

Bank, Hugo, OK

Security First National Bank of Hugo: 103112426

Bank, Cleo Springs, OK

Cleo State Bank: 103105886

Bank, Waynoka, OK

Corebank: 103103642

Bank, Anadarko, OK

First State Bank: 103101505

All routing numbers in Oklahoma