Stanton State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Retained earnings rose 3.5% in Q2 2026 to $5.8M, the biggest move on this page. Within Nebraska, Stanton State Bank is 19th of 57 on CET1 ratio, 16.45% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. Stanton State Bank sits 3.12 points lower, at 16.45% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.45% |
| Tier 1 risk-based capital ratio | 16.45% |
| Total risk-based capital ratio | 17.63% |
| Tier 1 leverage ratio | 9.65% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $6.2M |
| Tier 1 capital | $6.2M |
| Total risk-based capital | $6.6M |
| Total equity capital | $6.1M |
| Risk-weighted assets | $37.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.38% |
| Tangible equity to tangible assets | 9.38% |
| Equity capital to average assets | 9.52% |
| Internal capital growth rate | 13.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $200K |
| Retained earnings | $5.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$86K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.23% | 16.23% | 17.42% | 9.36% | $34.2M |
| Q4 2023 | 16.05% | 16.05% | 17.30% | 8.99% | $32.5M |
| Q1 2024 | 16.13% | 16.13% | 17.38% | 8.81% | $32.5M |
| Q2 2024 | 16.13% | 16.13% | 17.35% | 8.78% | $33.2M |
| Q3 2024 | 16.58% | 16.58% | 17.81% | 9.17% | $33.0M |
| Q4 2024 | 16.05% | 16.05% | 17.26% | 9.22% | $33.6M |
| Q1 2025 | 15.53% | 15.53% | 16.68% | 9.26% | $35.1M |
| Q2 2025 | 15.44% | 15.44% | 16.55% | 9.13% | $36.4M |
| Q3 2025 | 15.22% | 15.22% | 16.28% | 9.51% | $38.1M |
| Q4 2025 | 15.01% | 15.01% | 16.16% | 9.40% | $38.3M |
| Q1 2026 | 16.35% | 16.35% | 17.56% | 9.56% | $36.5M |
| Q2 2026 | 16.45% | 16.45% | 17.63% | 9.65% | $37.5M |
Stanton State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Stanton State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stanton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5478) · FFIEC NIC profile (RSSD 382256)