Stanton State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 1.51 percentage points higher than in Q1 2026, at 63.54%. Stanton State Bank ranks 118th of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 64.30% (Q2 2026). Stanton State Bank reported 64.30% on loan-to-deposit ratio for Q2 2026, 3.63 points below the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $26.1M |
| Fed funds sold and reverse repos | $1.5M |
| Fed funds sold and reverse repos to assets | 2.31% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.30% |
| Net loans and leases to deposits | 63.54% |
| Loans and leases to core deposits | 66.29% |
| Core deposits to total deposits | 96.99% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 59.40% | 94.41% | $0 | $0 |
| Q4 2023 | 56.45% | 94.85% | $0 | $0 |
| Q1 2024 | 55.13% | 94.23% | $0 | $0 |
| Q2 2024 | 58.06% | 98.36% | $0 | $0 |
| Q3 2024 | 59.50% | 98.28% | $0 | $0 |
| Q4 2024 | 62.15% | 98.22% | $0 | $0 |
| Q1 2025 | 61.35% | 95.78% | $0 | $0 |
| Q2 2025 | 64.32% | 95.74% | $0 | $0 |
| Q3 2025 | 66.41% | 96.33% | $0 | $0 |
| Q4 2025 | 68.58% | 97.33% | $0 | $0 |
| Q1 2026 | 62.81% | 96.92% | $0 | $0 |
| Q2 2026 | 64.30% | 96.99% | $0 | $0 |
Stanton State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Stanton State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stanton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5478) · FFIEC NIC profile (RSSD 382256)