Stanton State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 23.12 percentage points higher than in Q1 2026, at 493.33%. Within Nebraska, Stanton State Bank is 86th of 138 on return on assets, 1.23% as of Q2 2026, below the middle of the field. Stanton State Bank reported 1.23% on return on assets for Q2 2026, 0.24 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.45% |
| Tier 1 risk-based capital ratio | 16.45% |
| Total risk-based capital ratio | 17.63% |
| Tier 1 leverage ratio | 9.65% |
| Equity capital to assets | 9.38% |
| Tangible equity to tangible assets | 9.38% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.14% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 1.38% |
| Allowance for credit losses to loans | 1.18% |
| Reserve coverage of non-performing loans | 493.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.23% |
| Return on equity | 13.10% |
| Net interest margin | 3.94% |
| Efficiency ratio | 68.93% |
| Yield on earning assets | 5.36% |
| Cost of funds | 1.48% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.30% |
| Core deposits to total deposits | 96.99% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.19% |
| Securities to assets | 27.46% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.23% | 16.23% | 17.42% | 9.36% | 0.42% |
| Q4 2023 | 16.05% | 16.05% | 17.30% | 8.99% | -0.29% |
| Q1 2024 | 16.13% | 16.13% | 17.38% | 8.81% | 0.19% |
| Q2 2024 | 16.13% | 16.13% | 17.35% | 8.78% | 0.71% |
| Q3 2024 | 16.58% | 16.58% | 17.81% | 9.17% | 0.74% |
| Q4 2024 | 16.05% | 16.05% | 17.26% | 9.22% | -0.45% |
| Q1 2025 | 15.53% | 15.53% | 16.68% | 9.26% | 0.36% |
| Q2 2025 | 15.44% | 15.44% | 16.55% | 9.13% | 1.03% |
| Q3 2025 | 15.22% | 15.22% | 16.28% | 9.51% | 1.18% |
| Q4 2025 | 15.01% | 15.01% | 16.16% | 9.40% | -0.25% |
| Q1 2026 | 16.35% | 16.35% | 17.56% | 9.56% | 1.34% |
| Q2 2026 | 16.45% | 16.45% | 17.63% | 9.65% | 1.23% |
Stanton State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stanton State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stanton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5478) · FFIEC NIC profile (RSSD 382256)