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Stanton State Bank: Peer Group Comparison

Peer strength score 61/100
Peer group Banks with under $100M in assets
Peers compared 506
Quartile spread 3 top · 15 above · 4 below · 3 bottom
NCO / Avg Loans · 85thCore Deposit Ratio · 83rdACL / NPLs (Coverage) · 79th Leverage Ratio · 15thEquity / Assets · 20thTCE / Tangible Assets · 22nd

Data as of · peers are US banks in the same asset tier. How we update

This page benchmarks Stanton State Bank of Stanton, NE against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.

How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.

Profitability

Metric This bank Peer avg Diff Rank vs median peer
ROAA Behind the peer average, ahead of the median peer. 1.23% 3.13% -1.90% 59th above
ROAE 13.10% 10.30% +2.80% 73rd above
Net Interest Margin 3.94% 3.94% +0.00% 54th above
Efficiency Ratio 68.93% 76.33% -7.40% 51st above
PPNR / Avg Assets Behind the peer average, ahead of the median peer. 1.23% 1.40% -0.17% 50th above
Yield on Earning Assets 5.36% 5.35% +0.01% 56th above
Cost of Funds 1.48% 1.70% -0.22% 54th above
Net Interest Spread 3.58% 3.32% +0.26% 61st above

Asset Quality

Metric This bank Peer avg Diff Rank vs median peer
NPL / Total Loans 0.24% 1.34% -1.10% 52nd above
NPA / Total Assets 0.14% 0.71% -0.57% 50th above
NCO / Avg Loans -0.02% 0.10% -0.12% 85th top
ACL / Total Loans 1.18% 1.49% -0.31% 45th below
ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. 493.33% 866.16% -372.83% 79th top
Texas Ratio 1.38% 8.27% -6.89% 54th above

Capital Adequacy

Metric This bank Peer avg Diff Rank vs median peer
CET1 Ratio 16.45% 62.34% -45.89% 30th below
Tier 1 Ratio 16.45% 62.35% -45.90% 30th below
Total Capital Ratio 17.63% 63.31% -45.68% 31st below
Leverage Ratio 9.65% 17.66% -8.01% 15th bottom
Equity / Assets 9.38% 16.46% -7.08% 20th bottom
TCE / Tangible Assets 9.38% 16.20% -6.82% 22nd bottom

Liquidity & Funding

Metric This bank Peer avg Diff Rank vs median peer
Loan / Deposit 64.30% 72.85% -8.55% 54th above
Core Deposit Ratio 96.99% 88.26% +8.73% 83rd top

Growth & Management

Metric This bank Peer avg Diff Rank vs median peer
Asset Growth (Y/Y) 6.39% 4.26% +2.13% 71st above
Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. 5.91% 6.75% -0.84% 64th above
Deposit Growth (Y/Y) 5.95% 3.72% +2.23% 70th above

See Stanton State Bank's peers by name

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Source: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stanton State Bank profile, how to read a UBPR, or how this data updates.