Branch Network
State Bank Locations & Branches Spencer, Iowa
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State Bank operates 3 branches from its headquarters in Spencer, IA, .
State Bank branch network
All 3 branches are in IOWA, across 3 cities. Its largest office by deposits is the 301 North Main Street Branch office in Everly, IA, with $30.4M (44.6% of its branch deposits). It had the same number of branches on June 30, 2025.
State Bank at a glance
Its CET1 capital ratio was 13.56% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $74.9M
- CET1 ratio, Q2 2026
- 13.56%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1944
Full financial profile · Is State Bank safe? · State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Spencer, IA (1 branch) | 5 of 5 | 2.6% | $27.0M |
| State: IA (3 branches) | 228 of 261 | <0.1% | $68.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Clay, IA (3 branches) | 4 of 7 | 5.6% | $68.2M | $1.21B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Spencer, IA (3 branches) | 4 of 7 | 5.6% | $68.2M | $1.21B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| 301 North Main Street Branch | Everly, IA | 51338 | $30.4M |
| State Bank (main office) | Spencer, IA | 51301 | $27.0M |
| Peterson Branch | Peterson, IA | 51047 | $10.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 16151) · FFIEC NIC profile (RSSD 651149)