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Branch Network

State Bank of Bern Locations & Branches Bern, Kansas

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State Bank of Bern operates 2 branches from its headquarters in Bern, KS, .

State Bank of Bern branch network

Both branches are in KANSAS, across 2 cities. Its largest office by deposits is the Axtell Branch office in Axtell, KS, with $57.3M (53.8% of its branch deposits). It had the same number of branches on June 30, 2025.

State Bank of Bern at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 17.33% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$128.2M
Tier 1 leverage ratio, Q2 2026
17.33%
Deposit insurance
FDIC
Regulator
FDIC
Latest call report
Q2 2026, FFIEC 051
Established
1889

Full financial profile · Is State Bank of Bern safe? · State Bank of Bern call report · Routing number

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Bern, KS (1 branch) 1 of 1 100.0% $49.3M
State: KS (2 branches) 150 of 231 0.1% $106.7M

Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.

Share by county and metro area

State Bank of Bern's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Marshall, KS (1 branch) 4 of 8 7.9% $57.3M $721.4M
Nemaha, KS (1 branch) 5 of 7 4.2% $49.3M $1.17B

Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.

Branch Location ZIP Deposits
Axtell Branch
Axtell, KS
66403 $57.3M
The State Bank of Bern
Bern, KS
66408 $49.3M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.