State Bank of Canton: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.51 percentage points in Q2 2026 to 21.92%, the biggest move on this page. Among 84 Kansas banks, State Bank of Canton sits 4th from the top on CET1 ratio, 41.83% as of Q2 2026. State Bank of Canton's CET1 ratio of 41.83% is well above the 19.50% median for banks in the < $100M asset tier, a gap of 22.33 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 41.83% |
| Tier 1 risk-based capital ratio | 41.83% |
| Total risk-based capital ratio | 42.82% |
| Tier 1 leverage ratio | 22.06% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $8.1M |
| Tier 1 capital | $8.1M |
| Total risk-based capital | $8.3M |
| Total equity capital | $8.0M |
| Risk-weighted assets | $19.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 21.92% |
| Tangible equity to tangible assets | 21.92% |
| Equity capital to average assets | 21.88% |
| Internal capital growth rate | 5.76% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $210K |
| Common stock surplus | $490K |
| Retained earnings | $7.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$68K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 45.13% | 45.13% | 45.87% | 19.75% | $15.7M |
| Q4 2023 | 45.72% | 45.72% | 46.45% | 20.90% | $15.8M |
| Q1 2024 | 45.05% | 45.05% | 45.85% | 21.47% | $16.2M |
| Q2 2024 | 43.74% | 43.74% | 44.50% | 21.86% | $17.0M |
| Q3 2024 | 46.90% | 46.90% | 47.71% | 21.08% | $16.0M |
| Q4 2024 | 47.26% | 47.26% | 48.06% | 22.06% | $16.1M |
| Q1 2025 | 47.00% | 47.00% | 47.79% | 22.17% | $16.4M |
| Q2 2025 | 46.52% | 46.52% | 47.29% | 22.66% | $16.7M |
| Q3 2025 | 47.17% | 47.17% | 47.94% | 22.20% | $16.6M |
| Q4 2025 | 40.86% | 40.86% | 41.52% | 22.97% | $19.4M |
| Q1 2026 | 41.07% | 41.07% | 42.05% | 22.22% | $19.4M |
| Q2 2026 | 41.83% | 41.83% | 42.82% | 22.06% | $19.3M |
State Bank of Canton regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Canton, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13926) · FFIEC NIC profile (RSSD 858153)