State Bank of Canton: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 0.65 percentage points higher than in Q1 2026, at 4.47%. Within Kansas, State Bank of Canton is 38th of 182 on net interest margin, 4.47% as of Q2 2026, above the middle of the field. State Bank of Canton reported 4.47% on net interest margin for Q2 2026, 0.58 points above the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.35% |
| Yield on loans | 6.11% |
| Yield on securities | 3.60% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.98% |
| Cost of interest-bearing deposits | 1.51% |
| Cost of interest-bearing liabilities | 1.51% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.47% |
| Yield to cost spread | 3.84% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $244K |
| Total interest expense | $70K |
| Interest expense on deposits | $70K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.65% | 0.69% | 4.00% | 6.02% | 2.67% |
| Q4 2023 | 4.81% | 0.75% | 4.12% | 6.15% | 2.78% |
| Q1 2024 | 4.93% | 0.74% | 4.20% | 6.15% | 2.69% |
| Q2 2024 | 4.89% | 0.89% | 4.03% | 6.21% | 2.69% |
| Q3 2024 | 5.01% | 1.09% | 3.96% | 6.21% | 2.67% |
| Q4 2024 | 4.70% | 0.95% | 3.75% | 6.03% | 3.07% |
| Q1 2025 | 4.75% | 0.98% | 3.79% | 6.14% | 3.25% |
| Q2 2025 | 4.69% | 1.12% | 3.68% | 6.24% | 3.39% |
| Q3 2025 | 4.73% | 1.15% | 3.77% | 6.25% | 3.33% |
| Q4 2025 | 4.72% | 1.14% | 3.79% | 6.17% | 3.50% |
| Q1 2026 | 4.68% | 1.04% | 3.82% | 6.02% | 3.48% |
| Q2 2026 | 5.35% | 0.98% | 4.47% | 6.11% | 3.60% |
State Bank of Canton yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Canton, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13926) · FFIEC NIC profile (RSSD 858153)