State Bank of Canton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos to assets dropped 5.44 percentage points in Q2 2026, from 10.75% to 5.31%. It was the largest change from Q1 2026 among the key lines here. State Bank of Canton ranks 149th of 182 Kansas banks on loan-to-deposit ratio, in the lower half at 57.09% (Q2 2026). The median for banks in the < $100M asset tier is 67.92% on loan-to-deposit ratio. State Bank of Canton sits 10.83 points lower, at 57.09% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $19.6M |
| Fed funds sold and reverse repos | $1.9M |
| Fed funds sold and reverse repos to assets | 5.31% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.09% |
| Net loans and leases to deposits | 56.42% |
| Loans and leases to core deposits | 60.94% |
| Core deposits to total deposits | 93.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 38.48% | 97.17% | $0 | $0 |
| Q4 2023 | 47.36% | 94.60% | $0 | $0 |
| Q1 2024 | 46.53% | 94.61% | $0 | $0 |
| Q2 2024 | 48.90% | 93.07% | $0 | $0 |
| Q3 2024 | 42.02% | 93.30% | $0 | $0 |
| Q4 2024 | 50.02% | 92.57% | $0 | $0 |
| Q1 2025 | 47.43% | 92.86% | $0 | $0 |
| Q2 2025 | 51.07% | 94.23% | $0 | $0 |
| Q3 2025 | 43.53% | 93.67% | $0 | $0 |
| Q4 2025 | 64.29% | 93.13% | $0 | $0 |
| Q1 2026 | 54.87% | 94.68% | $0 | $0 |
| Q2 2026 | 57.09% | 93.69% | $0 | $0 |
State Bank of Canton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Canton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13926) · FFIEC NIC profile (RSSD 858153)