State Bank of Canton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.22 percentage points higher than in Q1 2026, at 57.09%. Within Kansas, State Bank of Canton is 124th of 182 on return on assets, 1.27% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. State Bank of Canton sits 0.29 points higher, at 1.27% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 41.83% |
| Tier 1 risk-based capital ratio | 41.83% |
| Total risk-based capital ratio | 42.82% |
| Tier 1 leverage ratio | 22.06% |
| Equity capital to assets | 21.92% |
| Tangible equity to tangible assets | 21.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.18% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.27% |
| Return on equity | 5.82% |
| Net interest margin | 4.47% |
| Efficiency ratio | 62.22% |
| Yield on earning assets | 5.35% |
| Cost of funds | 0.98% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.09% |
| Core deposits to total deposits | 93.69% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 77.56% |
| Securities to assets | 35.11% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 45.13% | 45.13% | 45.87% | 19.75% | 1.28% |
| Q4 2023 | 45.72% | 45.72% | 46.45% | 20.90% | 1.32% |
| Q1 2024 | 45.05% | 45.05% | 45.85% | 21.47% | 1.11% |
| Q2 2024 | 43.74% | 43.74% | 44.50% | 21.86% | 1.38% |
| Q3 2024 | 46.90% | 46.90% | 47.71% | 21.08% | 1.23% |
| Q4 2024 | 47.26% | 47.26% | 48.06% | 22.06% | 0.83% |
| Q1 2025 | 47.00% | 47.00% | 47.79% | 22.17% | 1.10% |
| Q2 2025 | 46.52% | 46.52% | 47.29% | 22.66% | 0.78% |
| Q3 2025 | 47.17% | 47.17% | 47.94% | 22.20% | 1.03% |
| Q4 2025 | 40.86% | 40.86% | 41.52% | 22.97% | 0.99% |
| Q1 2026 | 41.07% | 41.07% | 42.05% | 22.22% | 0.56% |
| Q2 2026 | 41.83% | 41.83% | 42.82% | 22.06% | 1.27% |
State Bank of Canton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock State Bank of Canton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full State Bank of Canton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13926) · FFIEC NIC profile (RSSD 858153)