Branch Network
State Savings Bank Locations & Branches Bedford, Iowa
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State Savings Bank operates 5 branches from its headquarters in Bedford, IA, .
State Savings Bank branch network
All 5 branches are in IOWA, across 5 cities. Its largest office by deposits is its main office in Bedford, IA, with $97.5M (53.7% of its branch deposits). It had the same number of branches on June 30, 2025.
State Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.04% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $207.2M
- Tier 1 leverage ratio, Q2 2026
- 10.04%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1915
Full financial profile · Is State Savings Bank safe? · State Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bedford, IA (1 branch) | 1 of 3 | 74.8% | $97.5M |
| State: IA (5 branches) | 149 of 261 | 0.1% | $181.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
State Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Taylor, IA (2 branches) | 1 of 4 | 48.0% | $110.6M | $230.4M |
| Cherokee, IA (2 branches) | 4 of 5 | 11.5% | $56.1M | $486.9M |
| Union, IA (1 branch) | 5 of 5 | 2.8% | $14.6M | $522.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| State Savings Bank (main office) | Bedford, IA | 50833 | $97.5M |
| Valley B & T Branch | Cherokee, IA | 51012 | $44.2M |
| Creston Branch | Creston, IA | 50801 | $14.6M |
| Clearfield Branch | Clearfield, IA | 50840 | $13.2M |
| Valley Bank & Trust | Marcus, IA | 51035 | $11.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14773) · FFIEC NIC profile (RSSD 792640)