Sterling State Bank Routing Number (ABA): 091900944

Sterling State Bank at a glance

Its CET1 capital ratio was 12.80% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$461.9M

CET1 ratio, Q2 2026

12.80%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

6 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 041

Established

1958

Full financial profile · Is Sterling State Bank safe? · Sterling State Bank call report · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0094, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Sterling State Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Sterling State Bank checks or in its online banking. Ask the bank for wire instructions (www.sterlingstatebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Sterling State Bank

Sterling State Bank is headquartered in Austin, Minnesota and was established in 1958. It is in the AUSTIN, MN metro area. It reported $461.9M in total assets and $359.5M in deposits for Q2 2026, the 55th largest of the 221 banks headquartered in Minnesota. It reports 6 domestic offices. Its deposits have been FDIC insured since 1958. Its primary federal regulator is the FDIC. 4 other banks and credit unions headquartered in Austin have a routing number listed here.

What the digits in 091900944 mean

The first four digits, 0919, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0094, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 18 + 7 x 13 + 5 = 150, a multiple of 10, so 091900944 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Sterling State Bank routing number?

The Sterling State Bank routing number is 091900944. It is the primary ABA routing transit number registered to Sterling State Bank, headquartered in Austin, MN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Sterling State Bank wire routing number?

This page lists the primary routing number registered to Sterling State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Sterling State Bank before sending a wire.

Is ABA number 091900944 the routing number for Sterling State Bank?

Yes. It is the primary routing number registered to Sterling State Bank.

Which bank uses routing number 091900944?

It belongs to Sterling State Bank, headquartered in Austin, MN. It is the bank's primary ABA routing number (FDIC certificate 17863).

Routing numbers in Austin, MN

Credit union

Accentra Credit Union: 291973292

Credit union

Mower County Employees Credit Union: 291973302

Credit union

Austin City Employees Credit Union: 291973289

Credit union

Mower County Catholic Parishes Credit Union: 291973276

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