Branch Network
Sterling State Bank Locations & Branches Austin, Minnesota
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Sterling State Bank operates 6 branches from its headquarters in Austin, MN, .
Sterling State Bank branch network
All 6 branches are in MINNESOTA, across 5 cities. Rochester, MN has the most of its branches, 2. Its largest office by deposits is the Rochester Branch office in Rochester, MN, with $176.7M (49.1% of its branch deposits). It had the same number of branches on June 30, 2025.
Sterling State Bank at a glance
Its CET1 capital ratio was 12.80% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $461.9M
- CET1 ratio, Q2 2026
- 12.80%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1958
Full financial profile · Is Sterling State Bank safe? · Sterling State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Austin, MN (1 branch) | 5 of 7 | 9.8% | $47.3M |
| State: MN (6 branches) | 84 of 277 | 0.1% | $359.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Sterling State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Olmsted, MN (2 branches) | 8 of 19 | 4.0% | $223.4M | $5.54B |
| Dakota, MN (2 branches) | 25 of 32 | 0.6% | $53.8M | $9.72B |
| Mower, MN (1 branch) | 8 of 11 | 5.7% | $47.3M | $830.0M |
| Scott, MN (1 branch) | 14 of 16 | 1.3% | $35.0M | $2.79B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Rochester, MN (2 branches) | 11 of 34 | 2.9% | $223.4M | $7.58B |
| Minneapolis-St. Paul-Bloomington, MN-WI (3 branches) | 98 of 124 | <0.1% | $88.9M | $252.68B |
| Austin, MN (1 branch) | 8 of 11 | 5.7% | $47.3M | $830.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Rochester Branch | Rochester, MN | 55901 | $176.7M |
| Sterling State Bank (main office) | Austin, MN | 55912 | $47.3M |
| Rochester South Branch | Rochester, MN | 55904 | $46.7M |
| Lakeville Branch | Lakeville, MN | 55044 | $37.5M |
| Savage Branch | Savage, MN | 55378 | $35.0M |
| Apple Valley Branch | Apple Valley, MN | 55124 | $16.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 17863) · FFIEC NIC profile (RSSD 144155)