Stock Exchange Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stock Exchange Bank of Caldwell, KS against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.14% | 3.14% | -2.00% | 55th above |
| ROAE | 13.72% | 10.41% | +3.31% | 76th top |
| Net Interest Margin | 4.55% | 3.93% | +0.62% | 77th top |
| Efficiency Ratio | 65.47% | 76.33% | -10.86% | 59th above |
| PPNR / Avg Assets | 1.57% | 1.40% | +0.17% | 64th above |
| Yield on Earning Assets | 6.51% | 5.35% | +1.16% | 88th top |
| Cost of Funds | 2.04% | 1.70% | +0.34% | 27th below |
| Net Interest Spread | 4.05% | 3.31% | +0.74% | 79th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.09% | 1.34% | -1.25% | 60th above |
| NPA / Total Assets | 0.07% | 0.71% | -0.64% | 54th above |
| NCO / Avg Loans | -0.02% | 0.11% | -0.13% | 82nd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.30% | 1.49% | -0.19% | 56th above |
| ACL / NPLs (Coverage) | 1496.97% | 861.80% | +635.17% | — |
| Texas Ratio | 9.01% | 8.25% | +0.76% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.06% | 62.12% | -48.06% | 17th bottom |
| Tier 1 Ratio | 14.06% | 62.12% | -48.06% | 17th bottom |
| Total Capital Ratio | 15.31% | 63.08% | -47.77% | 18th bottom |
| Leverage Ratio | 9.01% | 17.63% | -8.62% | 10th bottom |
| Equity / Assets | 8.59% | 16.44% | -7.85% | 13th bottom |
| TCE / Tangible Assets | 8.59% | 16.19% | -7.60% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 93.25% | 72.78% | +20.47% | 15th bottom |
| Core Deposit Ratio | 76.60% | 88.24% | -11.64% | 9th bottom |
| Wholesale Funding Ratio | 0.55% | 5.31% | -4.76% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.00% | 4.30% | +1.70% | 68th above |
| Loan Growth (Y/Y) | 7.32% | 6.72% | +0.60% | 70th above |
| Deposit Growth (Y/Y) | 4.76% | 3.77% | +0.99% | 65th above |
See Stock Exchange Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stock Exchange Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stock Exchange Bank profile, how to read a UBPR, or how this data updates.