Stride Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 23.7% lower than in Q1 2026, at -$1.5M. Stride Bank, N.A. ranks 16th of 71 Oklahoma banks on CET1 ratio, in the upper half at 18.76% (Q2 2026). Stride Bank, N.A. reported 18.76% on CET1 ratio for Q2 2026, 5.28 points above the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.76% |
| Tier 1 risk-based capital ratio | 18.76% |
| Total risk-based capital ratio | 19.84% |
| Tier 1 leverage ratio | 8.37% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $393.6M |
| Tier 1 capital | $393.6M |
| Total risk-based capital | $416.3M |
| Total equity capital | $393.3M |
| Risk-weighted assets | $2.10B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.26% |
| Tangible equity to tangible assets | 7.24% |
| Equity capital to average assets | 8.37% |
| Internal capital growth rate | 18.85% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $950K |
| Common stock surplus | $112.5M |
| Retained earnings | $281.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.92% | 16.92% | 17.96% | 7.78% | $1.19B |
| Q4 2023 | 15.76% | 15.76% | 16.80% | 7.21% | $1.34B |
| Q1 2024 | 18.08% | 18.08% | 19.20% | 7.27% | $1.41B |
| Q2 2024 | 18.18% | 18.18% | 19.38% | 7.64% | $1.49B |
| Q3 2024 | 18.49% | 18.49% | 19.56% | 8.40% | $1.54B |
| Q4 2024 | 18.27% | 18.27% | 19.37% | 8.64% | $1.65B |
| Q1 2025 | 18.86% | 18.86% | 20.00% | 8.41% | $1.68B |
| Q2 2025 | 19.24% | 19.24% | 20.46% | 9.29% | $1.71B |
| Q3 2025 | 19.32% | 19.32% | 20.51% | 10.06% | $1.77B |
| Q4 2025 | 17.56% | 17.56% | 18.65% | 9.61% | $2.04B |
| Q1 2026 | 18.69% | 18.69% | 19.81% | 8.15% | $2.01B |
| Q2 2026 | 18.76% | 18.76% | 19.84% | 8.37% | $2.10B |
Stride Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Stride Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stride Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4091) · FFIEC NIC profile (RSSD 278555)