Stride Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 8.02 percentage points higher than in Q1 2026, at 101.69%. Among 169 Oklahoma banks, Stride Bank, N.A. sits 13th from the top on loan-to-deposit ratio, 101.04% as of Q2 2026. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Stride Bank, N.A. sits 12.84 points higher, at 101.04% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $303.0M |
| Cash and noninterest-bearing balances to assets | 5.59% |
| Cash and securities | $365.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $55K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.04% |
| Net loans and leases to deposits | 100.61% |
| Loans and leases to core deposits | 101.69% |
| Core deposits to total deposits | 99.36% |
| Brokered deposits to total deposits | 0.41% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.96% | 99.80% | $0 | $0 |
| Q4 2023 | 82.00% | 99.79% | $0 | $0 |
| Q1 2024 | 77.07% | 99.61% | $0 | $0 |
| Q2 2024 | 82.40% | 99.27% | $0 | $0 |
| Q3 2024 | 92.39% | 99.07% | $0 | $0 |
| Q4 2024 | 92.73% | 98.97% | $0 | $0 |
| Q1 2025 | 89.87% | 99.33% | $0 | $0 |
| Q2 2025 | 100.25% | 99.27% | $0 | $36.5M |
| Q3 2025 | 99.79% | 99.35% | $0 | $146K |
| Q4 2025 | 92.71% | 99.47% | $0 | $116K |
| Q1 2026 | 93.15% | 99.45% | $0 | $86K |
| Q2 2026 | 101.04% | 99.36% | $0 | $55K |
Stride Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Stride Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stride Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4091) · FFIEC NIC profile (RSSD 278555)