Stride Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stride Bank, N.A. of Enid, OK against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.19% | 1.46% | +0.73% | 92nd top |
| ROAE | 26.75% | 12.66% | +14.09% | 96th top |
| Net Interest Margin | 3.16% | 3.85% | -0.69% | 20th bottom |
| Efficiency Ratio | 46.28% | 57.42% | -11.14% | 84th top |
| PPNR / Avg Assets | 2.89% | 1.87% | +1.02% | 94th top |
| Yield on Earning Assets | 3.35% | 5.72% | -2.37% | 0th bottom |
| Cost of Funds | 0.16% | 2.02% | -1.86% | 99th top |
| Net Interest Spread | 1.38% | 3.18% | -1.80% | 2nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.57% | 1.00% | -0.43% | 53rd above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.76% | -0.23% | 46th below |
| NCO / Avg Loans | 0.01% | 0.43% | -0.42% | 67th above |
| ACL / Total Loans | 0.42% | 1.31% | -0.89% | 2nd bottom |
| ACL / NPLs (Coverage) | 73.82% | 565.41% | -491.59% | 18th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.02% | 7.39% | -0.37% | 35th below |
| Provision / NCO | 125.82% | 619.77% | -493.95% | 43rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.76% | 17.33% | +1.43% | 89th top |
| Tier 1 Ratio | 18.76% | 17.36% | +1.40% | 89th top |
| Total Capital Ratio | 19.84% | 18.41% | +1.43% | 89th top |
| Leverage Ratio | 8.37% | 11.44% | -3.07% | 4th bottom |
| Equity / Assets | 7.26% | 11.34% | -4.08% | 4th bottom |
| TCE / Tangible Assets | 7.24% | 10.51% | -3.27% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.04% | 86.92% | +14.12% | 15th bottom |
| Core Deposit Ratio | 99.36% | 85.53% | +13.83% | 98th top |
| Uninsured Deposit Ratio | 6.23% | 33.18% | -26.95% | 98th top |
| Wholesale Funding Ratio | 0.00% | 5.71% | -5.71% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 42.01% | 9.61% | +32.40% | 97th top |
| Loan Growth (Y/Y) | 46.11% | 7.98% | +38.13% | 98th top |
| Deposit Growth (Y/Y) | 44.97% | 7.80% | +37.17% | 97th top |
See Stride Bank, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stride Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stride Bank, N.A. profile, how to read a UBPR, or how this data updates.