Stride Bank, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 5.2% from Q1 2026 to Q2 2026, ending at $2.1M against $2.0M. It was the largest change among the key lines on this page. Stride Bank, N.A. has the 13th lowest net interest margin of the 169 banks headquartered in Oklahoma, at 3.16% as of Q2 2026. The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Stride Bank, N.A. sits 0.55 points lower, at 3.16% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.35% |
| Yield on loans | 3.29% |
| Yield on securities | 3.39% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.16% |
| Cost of interest-bearing deposits | 1.96% |
| Cost of interest-bearing liabilities | 1.97% |
| Cost of borrowings | 3.42% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.16% |
| Yield to cost spread | 1.38% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $32.1M |
| Total interest expense | $2.1M |
| Interest expense on deposits | $2.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.62% | 0.16% | 3.42% | 3.58% | 2.64% |
| Q4 2023 | 3.59% | 0.19% | 3.37% | 3.52% | 2.69% |
| Q1 2024 | 3.54% | 0.20% | 3.31% | 3.33% | 2.71% |
| Q2 2024 | 3.66% | 0.19% | 3.44% | 3.46% | 2.78% |
| Q3 2024 | 3.80% | 0.23% | 3.55% | 3.69% | 2.87% |
| Q4 2024 | 3.81% | 0.24% | 3.55% | 3.75% | 2.88% |
| Q1 2025 | 3.86% | 0.24% | 3.61% | 3.86% | 2.89% |
| Q2 2025 | 3.85% | 0.21% | 3.62% | 3.80% | 3.11% |
| Q3 2025 | 4.17% | 0.24% | 3.91% | 4.15% | 3.39% |
| Q4 2025 | 4.10% | 0.18% | 3.90% | 4.12% | 3.39% |
| Q1 2026 | 3.48% | 0.16% | 3.30% | 3.45% | 3.42% |
| Q2 2026 | 3.35% | 0.16% | 3.16% | 3.29% | 3.39% |
Stride Bank, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stride Bank, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stride Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4091) · FFIEC NIC profile (RSSD 278555)