Summit Bank Routing Number (ABA): 123206914

Summit Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 11.34% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$1.33B

Tier 1 leverage ratio, Q2 2026

11.34%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

5 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

2004

Full financial profile · Is Summit Bank safe? · Summit Bank call report · Branch locations

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0691, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Summit Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Summit Bank checks or in its online banking. Ask the bank for wire instructions (https://sbko.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Summit Bank

Summit Bank is headquartered in Eugene, Oregon and was established in 2004. It is in the EUGENE-SPRINGFIELD, OR metro area. It reported $1.33B in total assets and $1.16B in deposits for Q2 2026, the 2nd largest of the 12 banks headquartered in Oregon. It reports 5 domestic offices. Its deposits have been FDIC insured since 2004. Its primary federal regulator is the FDIC. 3 other banks and credit unions headquartered in Eugene have a routing number listed here.

What the digits in 123206914 mean

The first four digits, 1232, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0691, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 3 + 13 = 70, a multiple of 10, so 123206914 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Summit Bank routing number?

The Summit Bank routing number is 123206914. It is the primary ABA routing transit number registered to Summit Bank, headquartered in Eugene, OR. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Summit Bank wire routing number?

This page lists the primary routing number registered to Summit Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Summit Bank before sending a wire.

Is ABA number 123206914 the routing number for Summit Bank?

Yes. It is the primary routing number registered to Summit Bank.

Which bank uses routing number 123206914?

It belongs to Summit Bank, headquartered in Eugene, OR. It is the bank's primary ABA routing number (FDIC certificate 57706).

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