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Bank call report · Columbus, GA

Synovus Trust Company, N.A. Call Report

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Synovus Trust Company, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 133 reported line items, schedule by schedule (1,072 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.

Synovus Trust Company, N.A. call report filing details
Call report formFFIEC 041
Latest quarter filedQ2 2026 (June 30, 2026)
Federal Reserve RSSD ID2262718
Total assets$157.4M

Official Q2 2026 call report PDF (FFIEC) →

Synovus Trust Company, N.A. call report by schedule, Q2 2026

Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.

Schedule RC: Balance Sheet (13 items)

About Schedule RC · Synovus Trust Company, N.A. balance sheet trends

Synovus Trust Company, N.A. Schedule RC, Q2 2026
Line item Code Q2 2026
Total Assets RCON2170 $157.4M
Total Liabilities, Limited-life Preferred Stock, and Equity Capital RCON3300 $157.4M
Total Equity Capital RCON3210 $149.7M
Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries RCONG105 $149.7M
Surplus RCON3839 $147.3M
Interest-bearing Balances RCON0071 $118.5M
Available-for-sale debt securities (from Schedule RC-B, column D) RCON1773 $22.9M
Other Assets RCON2160 $15.9M
Other Liabilities, Total RCON2930 $7.7M
Total Liabilities and Minority Interest RCON2948 $7.7M
Undivided Profits and Capital Reserves RCON3632 $2.3M
Premises and Fixed Assets (Including Capitalized Leases) RCON2145 $11K
Common Stock RCON3230 $1K
Schedule RI: Income Statement (18 items)

About Schedule RI · Synovus Trust Company, N.A. income statement trends

Synovus Trust Company, N.A. Schedule RI, Q2 2026
Line item Code Q2 2026
Total Noninterest Income RIAD4079 $37.0M
Total Noninterest Expense RIAD4093 $26.5M
Salaries and Employee Benefits RIAD4135 $18.4M
Income (Loss) Before Applicable Income Taxes and Discontinued Operations RIAD4301 $11.2M
Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) RIADHT69 $11.2M
Income (Loss) Before Discontinued Operations RIAD4300 $8.3M
Net Income (Loss) RIAD4340 $8.3M
Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests RIADG104 $8.3M
Other Noninterest Expense RIAD4092 $7.1M
Applicable Income Taxes RIAD4302 $3.0M
Expenses of Premises and Fixed Assets RIAD4217 $1.0M
Net Interest Income RIAD4074 $776K
Total Interest Income RIAD4107 $776K
Other Noninterest Income RIADB497 $417K
Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RIADB488 $409K
Interest Income on Balances Due from Depository Institutions RIAD4115 $285K
Other Interest Income RIAD4518 $82K
Number of Full Time Equivalent Employees on Payroll at End of Current Period RIAD4150 138
Schedule RC-A: Cash and Balances Due from Depository Institutions (2 items)

About Schedule RC-A

Synovus Trust Company, N.A. Schedule RC-A, Q2 2026
Line item Code Q2 2026
Balances Due from Depository Institutions in the U.S. RCON0082 $118.5M
Cash and Balances Due from Depository Institutions RCON0010 $118.5M
Schedule RC-B: Securities (5 items)

About Schedule RC-B · Synovus Trust Company, N.A. securities trends

Synovus Trust Company, N.A. Schedule RC-B, Q2 2026
Line item Code Q2 2026
Amortized Cost of Available-for-sale U.S. Treasury Securities RCON1286 $22.9M
Fair Value of Available-for-sale U.S. Treasury Securities RCON1287 $22.9M
Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less RCONA248 $22.9M
Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less RCONA549 $22.9M
Total Amortized Cost of Available-for-sale Securities RCON1772 $22.9M
Schedule RC-F: Other Assets (4 items)

About Schedule RC-F

Synovus Trust Company, N.A. Schedule RC-F, Q2 2026
Line item Code Q2 2026
Other Assets RCON2168 $9.6M
Accounts Receivable RCONFT34 $8.0M
Historical Cost of All Other Available-for-sale Equity Securities RCON1752 $4.4M
Net Deferred Tax Assets RCON2148 $2.0M
Schedule RC-G: Other Liabilities (3 items)

About Schedule RC-G

Synovus Trust Company, N.A. Schedule RC-G, Q2 2026
Line item Code Q2 2026
All Other Liabilities RCON2938 $4.8M
Other Expenses Accrued and Unpaid RCON3646 $2.9M
First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) RCON3552 $2.8M
Schedule RC-K: Quarterly Averages (3 items)

About Schedule RC-K · Synovus Trust Company, N.A. quarterly averages trends

Synovus Trust Company, N.A. Schedule RC-K, Q2 2026
Line item Code Q2 2026
Quarterly Average of Total Assets RCON3368 $154.1M
Quarterly Average of Interest-bearing Balances Due from Depository Institutions RCON3381 $113.7M
U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) RCONB558 $22.9M
Schedule RC-O: Other Data for Deposit Insurance Assessments (1 item)

About Schedule RC-O · Synovus Trust Company, N.A. other data for deposit insurance assessments trends

Synovus Trust Company, N.A. Schedule RC-O, Q2 2026
Line item Code Q2 2026
Legal Title and FDIC Certificate Number of Parent Institution RCONA545 873
Schedule RC-R: Regulatory Capital (1 item)

About Schedule RC-R · Synovus Trust Company, N.A. regulatory capital trends

Synovus Trust Company, N.A. Schedule RC-R, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% RCONB704 $130.0M
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (16 items)

About Schedule RC-R, Part I · Synovus Trust Company, N.A. regulatory capital components and ratios trends

Synovus Trust Company, N.A. Schedule RC-R, Part I, Q2 2026
Line item Code Q2 2026
Average Total Assets (Net of Deductions) RCOAA224 $154.1M
Average total consolidated assets RCOAKW03 $154.1M
Common Equity Tier 1 Capital RCOAP859 $149.7M
Common Equity Tier 1 Capital Before Adjustments and Deductions RCOAP840 $149.7M
Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions RCOAP852 $149.7M
Tier 1 Capital Allowable Under the Risk-based Capital Guidelines RCOA8274 $149.7M
Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines RCOA3792 $149.7M
Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares RCOAP742 $147.3M
Risk-weighted Assets (Net of Allowances and Other Deductions) RCOAA223 $130.0M
Retained Earnings RCOAKW00 $2.3M
A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) RCOAP838 1
Common Equity Tier 1 Capital Ratio RCOAP793 1.1513
Tier 1 Risk-based Capital Ratio RCOA7206 1.1513
Total Risk-based Capital Ratio RCOA7205 1.1513
Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer RCOAH311 1.0713
Tier 1 Leverage Capital Ratio RCOA7204 0.9711
Schedule RC-R, Part II: Risk-Weighted Assets (14 items)

About Schedule RC-R, Part II · Synovus Trust Company, N.A. risk-weighted assets trends

Synovus Trust Company, N.A. Schedule RC-R, Part II, Q2 2026
Line item Code Q2 2026
Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category RCONG637 $130.0M
Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold RCONS580 $130.0M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category RCONG633 $130.0M
Total Balance Sheet Assets - 100 Pct Risk Weight Category RCOND990 $130.0M
Total Risk-weighted Assets RCONG641 $130.0M
Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category RCOND960 $118.5M
Total Cash and Balances Due from Depository Institutions RCOND957 $118.5M
Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category RCONG630 $27.3M
Total Balance Sheet Assets - 0 Pct Risk Weight Category RCOND987 $27.3M
Available-for-sale Securities - 0 Pct Risk Weight Category RCOND967 $22.9M
Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value RCONJA21 $22.9M
Total All Other Assets RCOND981 $15.9M
All Other Assets - 100 Pct Risk Weight Category RCOND985 $11.5M
All Other Assets - 0 Pct Risk Weight Category RCOND982 $4.4M
Schedule RC-T: Fiduciary and Related Services (43 items)

About Schedule RC-T

Synovus Trust Company, N.A. Schedule RC-T, Q2 2026
Line item Code Q2 2026
Total Fiduciary Accounts - Managed Assets RCONB894 $17.62B
Personal Trust and Agency Accounts - Managed Assets RCONB868 $8.31B
Investment Management Agency Accounts - Managed Assets RCONB886 $7.35B
Custody and Safekeeping Accounts - Non-managed Assets RCONB898 $3.95B
Total Fiduciary Accounts - Non-managed Assets RCONB895 $2.15B
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets RCONJ255 $1.29B
Employee Benefit-defined Contribution - Non-managed Assets RCONB873 $1.05B
Personal Trust and Agency Accounts - Non-managed RCONB869 $808.2M
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets RCONJ259 $444.9M
Other Retirement Accounts - Managed Assets RCONB880 $444.9M
Employee Benefit-defined Contribution - Managed Assets RCONB872 $177.4M
Employee Benefit-defined Benefit - Non-managed Asssets RCONB877 $175.7M
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets RCONJ256 $77.6M
Employee Benefit-defined Benefit - Managed Assets RCONB876 $43.8M
Income from Fiduciary Activities RIAD4070 $36.5M
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset RCONJ260 $21.0M
Other Retirement Accounts - Non-managed Assets RCONB881 $21.0M
Personal Trust and Agency Accounts RIADB904 $15.1M
Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts RIADJ315 $15.0M
Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets RCONJ253 $14.4M
Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts RIADJ316 $2.3M
Employee Benefit-defined Contribution RIADB905 $1.5M
Custody and Safekeeping Accounts RIADB909 $1.3M
Other Retirement Accounts RIADB907 $685K
Other Fiduciary and Related Services Income RIADB910 $342K
Employee Benefit-defined Benefit RIADB906 $323K
Total Fiduciary Accounts - Number of Managed Accounts RCONB896 5,092
Investment Management Agency Accounts - Number of Managed Accounts RCONB888 1,994
Personal Trust and Agency Accounts - Number of Managed Accounts RCONB870 1,994
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts RCONJ261 694
Other Retirement Accounts - Number of Managed Accounts RCONB882 694
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts RCONJ257 403
Custody and Safekeeping Accounts - Number of Non-managed Accounts RCONB899 327
Total Fiduciary Accounts - Non-managed Accounts RCONB897 147
Employee Benefit-defined Contribution - Number of Non-managed Accounts RCONB875 58
Personal Trust and Agency Accounts - Number of Non-managed Accounts RCONB871 56
Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts RCONJ258 14
Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts RCONJ262 9
Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts RCONJ254 9
Other Retirement Accounts - Number of Non-managed Accounts RCONB883 9
Employee Benefit-defined Contribution - Number of Managed Accounts RCONB874 6
Employee Benefit-defined Benefit - Number of Managed Accounts RCONB878 1
Employee Benefit-defined Benefit - Number of Non-managed Accounts RCONB879 1
Schedule RI-A: Changes in Bank Equity Capital (5 items)

About Schedule RI-A

Synovus Trust Company, N.A. Schedule RI-A, Q2 2026
Line item Code Q2 2026
Balance End of Previous Calendar Year as Restated RIADB508 $162.4M
Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) RIAD3217 $162.4M
Total Equity Capital RIAD3210 $149.7M
Other Transactions with Stockholders (Including Parent Holding Company) RIAD4415 -$15.0M
Cash Dividends Declared on Common Stock RIAD4460 $5.9M
Schedule RI-E: Explanations (5 items)

About Schedule RI-E

Synovus Trust Company, N.A. Schedule RI-E, Q2 2026
Line item Code Q2 2026
First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) RIAD4498 -$15.0M
Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4467 $2.5M
Data Processing Expenses RIADC017 $2.0M
First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) RIAD4464 $825K
First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) RIAD4461 $123K

Synovus Trust Company, N.A. call reports on file

Each link opens the bank's filed report on the FFIEC Central Data Repository.

Where can I find the Synovus Trust Company, N.A. call report?

The Synovus Trust Company, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.

Which call report form does Synovus Trust Company, N.A. file?

Synovus Trust Company, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.

What is the Synovus Trust Company, N.A. call report number?

A call report has no number of its own. It is filed and looked up by the bank's identifiers: Synovus Trust Company, N.A. has Federal Reserve RSSD ID 2262718. Either one finds its filings on the FFIEC Central Data Repository.

How often does Synovus Trust Company, N.A. file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.

Synovus Trust Company, N.A. financial reports and ratios →

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