Table Grove State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 46.8% in Q2 2026, from $3.4M to $1.8M. It was the largest change from Q1 2026 among the key lines here. Table Grove State Bank ranks 116th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 81.42% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Table Grove State Bank sits 14.09 points higher, at 81.42% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $1.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $12.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.42% |
| Net loans and leases to deposits | 80.57% |
| Loans and leases to core deposits | 91.02% |
| Core deposits to total deposits | 89.45% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 77.55% | 99.11% | $0 | $0 |
| Q4 2023 | 83.13% | 99.09% | $0 | $0 |
| Q1 2024 | 76.63% | 99.08% | $0 | $0 |
| Q2 2024 | 75.19% | 99.05% | $0 | $0 |
| Q3 2024 | 80.03% | 94.57% | $0 | $0 |
| Q4 2024 | 81.22% | 93.81% | $0 | $0 |
| Q1 2025 | 72.26% | 93.26% | $0 | $0 |
| Q2 2025 | 82.39% | 92.51% | $0 | $0 |
| Q3 2025 | 85.96% | 89.35% | $848K | $0 |
| Q4 2025 | 82.20% | 89.91% | $0 | $0 |
| Q1 2026 | 79.20% | 89.98% | $0 | $0 |
| Q2 2026 | 81.42% | 89.45% | $0 | $0 |
Table Grove State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Table Grove State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Table Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16394) · FFIEC NIC profile (RSSD 411549)