Table Grove State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.13 percentage points to 4.29%. Table Grove State Bank ranks 62nd of 323 Illinois banks on net interest margin, in the upper half at 4.29% (Q2 2026). The median for banks in the < $100M asset tier is 3.88% on net interest margin. Table Grove State Bank sits 0.42 points higher, at 4.29% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.18% |
| Yield on loans | 5.99% |
| Yield on securities | 3.17% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.01% |
| Cost of interest-bearing deposits | 1.30% |
| Cost of interest-bearing liabilities | 1.30% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.29% |
| Yield to cost spread | 3.88% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $494K |
| Total interest expense | $104K |
| Interest expense on deposits | $104K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.87% | 0.42% | 4.50% | 5.53% | 3.03% |
| Q4 2023 | 4.91% | 0.43% | 4.53% | 5.61% | 2.94% |
| Q1 2024 | 4.79% | 0.41% | 4.42% | 5.56% | 2.60% |
| Q2 2024 | 5.05% | 0.41% | 4.68% | 5.94% | 2.58% |
| Q3 2024 | 5.43% | 0.54% | 4.95% | 6.13% | 3.49% |
| Q4 2024 | 5.32% | 0.81% | 4.60% | 6.18% | 2.92% |
| Q1 2025 | 5.20% | 0.79% | 4.49% | 6.07% | 2.92% |
| Q2 2025 | 5.25% | 0.83% | 4.51% | 6.00% | 3.38% |
| Q3 2025 | 5.48% | 0.92% | 4.66% | 6.30% | 3.22% |
| Q4 2025 | 5.67% | 1.04% | 4.76% | 6.48% | 3.50% |
| Q1 2026 | 5.01% | 0.97% | 4.16% | 5.81% | 3.02% |
| Q2 2026 | 5.18% | 1.01% | 4.29% | 5.99% | 3.17% |
Table Grove State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Table Grove State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Table Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16394) · FFIEC NIC profile (RSSD 411549)