Table Grove State Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio climbed 2.22 percentage points in Q2 2026, from 79.20% to 81.42%. It was the largest change from Q1 2026 among the key lines here. Table Grove State Bank ranks 116th of 323 Illinois banks on loan-to-deposit ratio, in the upper half at 81.42% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Table Grove State Bank sits 14.09 points higher, at 81.42% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $32.7M |
| Net loans and leases | $32.4M |
| Loans held for sale | $0 |
| Loans to total assets | 71.24% |
| Loan-to-deposit ratio | 81.42% |
| Net loans to equity capital | 5.88% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 1.48% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 11.80% |
| Consumer | 13.18% |
| Credit cards | 0.00% |
| Farm | 47.82% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 1.01% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.00% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.99% |
| Interest income on loans | $494K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $32.9M | $42.4M | 3.92% | 5.19% | 10.89% |
| Q4 2023 | $34.7M | $41.7M | 3.58% | 4.24% | 9.93% |
| Q1 2024 | $31.9M | $41.6M | 3.75% | 4.90% | 9.94% |
| Q2 2024 | $30.1M | $40.0M | 2.50% | 5.76% | 11.43% |
| Q3 2024 | $31.4M | $39.3M | 2.31% | 5.51% | 13.82% |
| Q4 2024 | $34.6M | $42.5M | 2.05% | 4.77% | 13.35% |
| Q1 2025 | $31.5M | $43.6M | 1.93% | 5.08% | 14.36% |
| Q2 2025 | $32.5M | $39.4M | 1.82% | 10.15% | 13.61% |
| Q3 2025 | $33.4M | $38.8M | 1.71% | 10.15% | 13.95% |
| Q4 2025 | $33.8M | $41.1M | 1.47% | 11.45% | 14.17% |
| Q1 2026 | $33.3M | $42.1M | 1.44% | 11.67% | 13.57% |
| Q2 2026 | $32.7M | $40.2M | 1.48% | 11.80% | 13.18% |
Table Grove State Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Table Grove State Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Table Grove State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16394) · FFIEC NIC profile (RSSD 411549)