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TBK Bank, SSB: Uninsured Deposit Ratio

26.37% Ranks #668 of 981 U.S. banks · 32nd percentile

Data as of · sourced from FFIEC call reports. How we update

TBK Bank, SSB reported a uninsured deposit ratio of 26.37% as of Q2 2026, ranking #668 of 981 U.S. banks (32nd percentile). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 26.37%
Q1 2026 25.11%
Q4 2025 29.56%
Q3 2025 25.99%
Q2 2025 29.82%
Q1 2025 32.11%
Q4 2024 30.78%
Q3 2024 31.68%
Q2 2024 42.41%
Q1 2024 40.67%
Q4 2023 45.77%
Q3 2023 36.48%

National Context

Latest value 26.37%
National rank#668 of 981
Percentile 32nd
12-quarter low25.11%
12-quarter high45.77%
Full rankingView leaderboard

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.

Full definition & formula →

Frequently asked questions

What is TBK Bank, SSB's Uninsured Deposit Ratio?

TBK Bank, SSB's Uninsured Deposit Ratio was 26.37% as of Q2 2026, ranking #668 of 981 U.S. banks.

What is the Uninsured Deposit Ratio?

The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full TBK Bank, SSB profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 23498) · FFIEC NIC profile (RSSD 766164)