TD Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Common stock surplus: 14.7% lower than in Q1 2026, at $29.00B. TD Bank, N.A. ranks 8th of 14 Delaware banks on CET1 ratio, in the lower half at 16.16% (Q2 2026). TD Bank, N.A. reported 16.16% on CET1 ratio for Q2 2026, 1.04 points above the 15.13% median for banks in the >= $250B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.16% |
| Tier 1 risk-based capital ratio | 16.16% |
| Total risk-based capital ratio | 17.41% |
| Tier 1 leverage ratio | 10.32% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $34.20B |
| Tier 1 capital | $34.20B |
| Total risk-based capital | $36.85B |
| Total equity capital | $45.69B |
| Risk-weighted assets | $211.62B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.33% |
| Tangible equity to tangible assets | 9.98% |
| Equity capital to average assets | 13.28% |
| Internal capital growth rate | 6.36% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $29.00B |
| Retained earnings | $17.92B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.23B |
| Subordinated notes and debentures | $26.3M |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.04% | 18.04% | 19.11% | 10.93% | $217.72B |
| Q4 2023 | 17.78% | 17.78% | 19.03% | 11.01% | $219.96B |
| Q1 2024 | 17.53% | 17.53% | 18.78% | 10.91% | $222.57B |
| Q2 2024 | 17.70% | 17.70% | 18.96% | 10.93% | $223.12B |
| Q3 2024 | 16.95% | 16.95% | 18.20% | 10.23% | $223.04B |
| Q4 2024 | 16.94% | 16.94% | 18.19% | 9.94% | $220.53B |
| Q1 2025 | 17.49% | 17.49% | 18.75% | 10.50% | $215.36B |
| Q2 2025 | 17.85% | 17.85% | 19.11% | 10.84% | $211.84B |
| Q3 2025 | 17.96% | 17.96% | 19.22% | 11.13% | $210.24B |
| Q4 2025 | 18.11% | 18.11% | 19.36% | 11.33% | $208.82B |
| Q1 2026 | 18.28% | 18.28% | 19.53% | 11.50% | $210.26B |
| Q2 2026 | 16.16% | 16.16% | 17.41% | 10.32% | $211.62B |
TD Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock TD Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TD Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18409) · FFIEC NIC profile (RSSD 497404)