TD Bank, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 230.4% higher than in Q1 2026, at $10.80B. Within Delaware, TD Bank, N.A. is 10th of 17 on loan-to-deposit ratio, 59.55% as of Q2 2026, below the middle of the field. TD Bank, N.A. reported 59.55% on loan-to-deposit ratio for Q2 2026, 2.13 points below the 61.69% median for banks in the >= $250B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.41B |
| Cash and noninterest-bearing balances to assets | 6.24% |
| Cash and securities | $151.82B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $3.95B |
| Other borrowed money | $10.80B |
| Subordinated notes and debentures | $26.3M |
| Other borrowed money to assets | 3.15% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.55% |
| Net loans and leases to deposits | 58.56% |
| Loans and leases to core deposits | 61.43% |
| Core deposits to total deposits | 95.65% |
| Brokered deposits to total deposits | 1.89% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 58.99% | 95.28% | $5.45B | $6.56B |
| Q4 2023 | 60.20% | 95.19% | $5.68B | $6.56B |
| Q1 2024 | 61.91% | 95.04% | $11.58B | $8.17B |
| Q2 2024 | 63.81% | 94.77% | $16.93B | $10.17B |
| Q3 2024 | 62.86% | 94.72% | $24.74B | $25.18B |
| Q4 2024 | 61.29% | 94.82% | $1.96B | $21.71B |
| Q1 2025 | 58.41% | 95.18% | $670.9M | $16.99B |
| Q2 2025 | 58.48% | 95.11% | $619.0M | $7.78B |
| Q3 2025 | 58.37% | 95.49% | $9.09B | $270.5M |
| Q4 2025 | 58.69% | 95.54% | $6.76B | $261.9M |
| Q1 2026 | 58.69% | 95.85% | $3.94B | $3.27B |
| Q2 2026 | 59.55% | 95.65% | $3.95B | $10.80B |
TD Bank, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock TD Bank, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TD Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18409) · FFIEC NIC profile (RSSD 497404)