TD Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks TD Bank, N.A. of Wilmington, DE against its peer group of 18 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.92% | 1.21% | -0.29% | 6th bottom |
| ROAE | 6.65% | 13.16% | -6.51% | 6th bottom |
| Net Interest Margin | 3.22% | 2.86% | +0.36% | 76th top |
| Efficiency Ratio | 64.65% | 52.91% | +11.74% | 6th bottom |
| PPNR / Avg Assets | 1.20% | 1.77% | -0.57% | 6th bottom |
| Yield on Earning Assets | 4.67% | 5.03% | -0.36% | 41st below |
| Cost of Funds | 1.37% | 2.27% | -0.90% | 94th top |
| Net Interest Spread | 2.71% | 2.33% | +0.38% | 82nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.02% | 0.91% | +0.11% | 47th below |
| NPA / Total Assets | 0.50% | 0.47% | +0.03% | 47th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.43% | 0.49% | -0.06% | 35th below |
| ACL / Total Loans | 1.67% | 1.36% | +0.31% | 76th top |
| ACL / NPLs (Coverage) | 163.55% | 144.41% | +19.14% | 76th top |
| Texas Ratio | 5.43% | 6.60% | -1.17% | 53rd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 107.27% | 122.86% | -15.59% | 67th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.16% | 17.38% | -1.22% | 71st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.16% | 17.41% | -1.25% | 71st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.41% | 18.34% | -0.93% | 71st above |
| Leverage Ratio | 10.32% | 8.67% | +1.65% | 76th top |
| Equity / Assets | 13.33% | 9.75% | +3.58% | 88th top |
| TCE / Tangible Assets | 9.98% | 7.88% | +2.10% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.55% | 60.02% | -0.47% | 53rd above |
| Core Deposit Ratio | 95.65% | 82.28% | +13.37% | 82nd top |
| Uninsured Deposit Ratio | 37.28% | 44.11% | -6.83% | 76th top |
| Wholesale Funding Ratio | 4.31% | 7.62% | -3.31% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.83% | 14.51% | -18.34% | 0th bottom |
| Loan Growth (Y/Y) | -3.60% | 17.02% | -20.62% | 0th bottom |
| Deposit Growth (Y/Y) | -5.33% | 12.32% | -17.65% | 0th bottom |
See TD Bank, N.A.'s peers by name
The 18 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock TD Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full TD Bank, N.A. profile, how to read a UBPR, or how this data updates.