TD Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 6.62 percentage points higher than in Q1 2026, at 163.55%. Within Delaware, TD Bank, N.A. is 14th of 17 on return on assets, 0.92% as of Q2 2026, below the middle of the field. The median for banks in the >= $250B asset tier is 1.23% on return on assets. TD Bank, N.A. sits 0.31 points lower, at 0.92% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.16% |
| Tier 1 risk-based capital ratio | 16.16% |
| Total risk-based capital ratio | 17.41% |
| Tier 1 leverage ratio | 10.32% |
| Equity capital to assets | 13.33% |
| Tangible equity to tangible assets | 9.98% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.02% |
| Non-performing assets ratio | 0.50% |
| Net charge-off ratio | 0.43% |
| Texas ratio | 5.43% |
| Allowance for credit losses to loans | 1.67% |
| Reserve coverage of non-performing loans | 163.55% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.92% |
| Return on equity | 6.65% |
| Net interest margin | 3.22% |
| Efficiency ratio | 64.65% |
| Yield on earning assets | 4.67% |
| Cost of funds | 1.37% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.55% |
| Core deposits to total deposits | 95.65% |
| Brokered deposits to total deposits | 1.89% |
| Deposits to assets | 81.00% |
| Securities to assets | 38.04% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.04% | 18.04% | 19.11% | 10.93% | 0.95% |
| Q4 2023 | 17.78% | 17.78% | 19.03% | 11.01% | 0.42% |
| Q1 2024 | 17.53% | 17.53% | 18.78% | 10.91% | 0.04% |
| Q2 2024 | 17.70% | 17.70% | 18.96% | 10.93% | 0.65% |
| Q3 2024 | 16.95% | 16.95% | 18.20% | 10.23% | -1.65% |
| Q4 2024 | 16.94% | 16.94% | 18.19% | 9.94% | -0.44% |
| Q1 2025 | 17.49% | 17.49% | 18.75% | 10.50% | 0.42% |
| Q2 2025 | 17.85% | 17.85% | 19.11% | 10.84% | 0.61% |
| Q3 2025 | 17.96% | 17.96% | 19.22% | 11.13% | 0.60% |
| Q4 2025 | 18.11% | 18.11% | 19.36% | 11.33% | 0.53% |
| Q1 2026 | 18.28% | 18.28% | 19.53% | 11.50% | 0.72% |
| Q2 2026 | 16.16% | 16.16% | 17.41% | 10.32% | 0.92% |
TD Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock TD Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full TD Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18409) · FFIEC NIC profile (RSSD 497404)