Tecumseh Federal Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 1.35 percentage points in Q2 2026, from 9.24% to 7.90%. It was the largest change from Q1 2026 among the key lines here. Within Nebraska, Tecumseh Federal Bank is 109th of 138 on loan-to-deposit ratio, 71.97% as of Q2 2026, below the middle of the field. Tecumseh Federal Bank reported 71.97% on loan-to-deposit ratio for Q2 2026, 4.04 points above the 67.92% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $26.2M |
| Net loans and leases | $25.8M |
| Loans held for sale | $0 |
| Loans to total assets | 49.29% |
| Loan-to-deposit ratio | 71.97% |
| Net loans to equity capital | 2.32% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 3.99% |
| Multifamily (5+ residential) | 1.04% |
| Commercial and industrial | 6.73% |
| Consumer | 1.56% |
| Credit cards | 0.00% |
| Farm | 17.80% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 7.90% |
| Construction concentration (Tier 1 capital + allowance) | 5.29% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 5.79% |
| Interest income on loans | $385K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $26.6M | $34.0M | 3.36% | 5.58% | 2.43% |
| Q4 2023 | $27.8M | $34.7M | 3.17% | 5.10% | 2.77% |
| Q1 2024 | $27.2M | $36.0M | 3.21% | 6.16% | 3.06% |
| Q2 2024 | $27.3M | $36.0M | 3.15% | 6.07% | 3.47% |
| Q3 2024 | $27.3M | $35.2M | 3.22% | 7.86% | 3.52% |
| Q4 2024 | $27.6M | $36.5M | 3.67% | 6.73% | 3.06% |
| Q1 2025 | $26.5M | $36.0M | 3.76% | 6.04% | 2.62% |
| Q2 2025 | $26.0M | $36.0M | 3.77% | 6.76% | 2.27% |
| Q3 2025 | $25.7M | $35.9M | 3.68% | 6.97% | 1.84% |
| Q4 2025 | $26.2M | $36.7M | 3.52% | 7.04% | 1.90% |
| Q1 2026 | $26.1M | $36.7M | 4.12% | 5.76% | 1.58% |
| Q2 2026 | $26.2M | $36.3M | 3.99% | 6.73% | 1.56% |
Tecumseh Federal Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Tecumseh Federal Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tecumseh Federal Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30395) · FFIEC NIC profile (RSSD 389376)