Tecumseh Federal Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged up 0.07 percentage points between Q1 2026 and Q2 2026, to 2.62%. On net interest margin, Tecumseh Federal Bank is 6th from the bottom among 138 Nebraska banks, 2.62% (Q2 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin. Tecumseh Federal Bank sits 1.27 points lower, at 2.62% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.64% |
| Yield on loans | 5.79% |
| Yield on securities | 3.18% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.79% |
| Cost of interest-bearing deposits | 2.14% |
| Cost of interest-bearing liabilities | 2.53% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.62% |
| Yield to cost spread | 2.11% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $385K |
| Total interest expense | $253K |
| Interest expense on deposits | $187K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.58% | 2.20% | 2.03% | 5.25% | 1.45% |
| Q4 2023 | 3.65% | 2.13% | 2.17% | 5.26% | 1.45% |
| Q1 2024 | 3.91% | 2.51% | 2.13% | 5.54% | 1.47% |
| Q2 2024 | 4.12% | 2.69% | 2.20% | 5.74% | 1.65% |
| Q3 2024 | 4.21% | 2.95% | 2.12% | 5.68% | 1.90% |
| Q4 2024 | 4.29% | 3.02% | 2.11% | 5.79% | 1.98% |
| Q1 2025 | 4.27% | 3.13% | 2.09% | 5.73% | 2.23% |
| Q2 2025 | 4.36% | 3.17% | 2.16% | 5.74% | 2.54% |
| Q3 2025 | 4.44% | 3.10% | 2.25% | 5.78% | 2.74% |
| Q4 2025 | 4.55% | 2.91% | 2.45% | 5.82% | 2.94% |
| Q1 2026 | 4.54% | 2.73% | 2.55% | 5.73% | 3.14% |
| Q2 2026 | 4.64% | 2.79% | 2.62% | 5.79% | 3.18% |
Tecumseh Federal Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Tecumseh Federal Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tecumseh Federal Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30395) · FFIEC NIC profile (RSSD 389376)