Tecumseh Federal Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 1.17 percentage points higher than in Q1 2026, at 80.27%. Within Nebraska, Tecumseh Federal Bank is 109th of 138 on loan-to-deposit ratio, 71.97% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Tecumseh Federal Bank sits 4.34 points higher, at 71.97% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $23.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.39% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.97% |
| Net loans and leases to deposits | 71.05% |
| Loans and leases to core deposits | 80.27% |
| Core deposits to total deposits | 89.65% |
| Brokered deposits to total deposits | 4.13% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.26% | 89.42% | $0 | $5.8M |
| Q4 2023 | 80.04% | 90.35% | $0 | $6.2M |
| Q1 2024 | 75.33% | 85.12% | $0 | $5.1M |
| Q2 2024 | 75.79% | 85.07% | $0 | $5.1M |
| Q3 2024 | 77.63% | 84.69% | $0 | $5.1M |
| Q4 2024 | 75.67% | 85.18% | $0 | $5.1M |
| Q1 2025 | 73.75% | 87.71% | $0 | $6.1M |
| Q2 2025 | 72.36% | 86.98% | $0 | $6.1M |
| Q3 2025 | 71.60% | 86.91% | $0 | $5.5M |
| Q4 2025 | 71.52% | 89.84% | $0 | $5.0M |
| Q1 2026 | 71.05% | 89.82% | $0 | $5.0M |
| Q2 2026 | 71.97% | 89.65% | $0 | $5.0M |
Tecumseh Federal Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Tecumseh Federal Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Tecumseh Federal Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30395) · FFIEC NIC profile (RSSD 389376)