Tecumseh Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Tecumseh Federal Bank of Tecumseh, NE against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.44% | 3.13% | -2.69% | 24th bottom |
| ROAE | 2.12% | 10.31% | -8.19% | 20th bottom |
| Net Interest Margin | 2.62% | 3.94% | -1.32% | 8th bottom |
| Efficiency Ratio | 83.53% | 76.30% | +7.23% | 25th below |
| PPNR / Avg Assets | 0.58% | 1.40% | -0.82% | 23rd bottom |
| Yield on Earning Assets | 4.64% | 5.35% | -0.71% | 27th below |
| Cost of Funds | 2.79% | 1.70% | +1.09% | 11th bottom |
| Net Interest Spread | 2.11% | 3.32% | -1.21% | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.17% | 1.34% | -1.17% | 55th above |
| NPA / Total Assets | 0.08% | 0.71% | -0.63% | 54th above |
| NCO / Avg Loans | -0.17% | 0.10% | -0.27% | 95th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.49% | -0.22% | 54th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 756.82% | 865.40% | -108.58% | 85th top |
| Texas Ratio | 0.38% | 8.27% | -7.89% | 63rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 21.26% | 17.64% | +3.62% | 82nd top |
| Equity / Assets | 20.99% | 16.44% | +4.55% | 81st top |
| TCE / Tangible Assets | 20.99% | 16.19% | +4.80% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 71.97% | 72.84% | -0.87% | 44th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.65% | 88.27% | +1.38% | 40th below |
| Wholesale Funding Ratio | 9.39% | 5.16% | +4.23% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.71% | 4.27% | -4.98% | 27th below |
| Loan Growth (Y/Y) | 0.48% | 6.76% | -6.28% | 43rd below |
| Deposit Growth (Y/Y) | 1.04% | 3.73% | -2.69% | 44th below |
See Tecumseh Federal Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Tecumseh Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Tecumseh Federal Bank profile, how to read a UBPR, or how this data updates.