Templeton Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to average assets fell 0.37 percentage points in Q2 2026 to 15.44%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.50% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $24.6M |
| Tier 1 capital | $24.6M |
| Total risk-based capital | — |
| Total equity capital | $26.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.65% |
| Tangible equity to tangible assets | 14.60% |
| Equity capital to average assets | 15.44% |
| Internal capital growth rate | 8.07% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $1.1M |
| Retained earnings | $25.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$179K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 13.17% | 13.05% | 11.93% |
| Q4 2023 | 13.43% | 13.50% | 12.38% |
| Q1 2024 | 13.55% | 14.58% | 13.42% |
| Q2 2024 | 14.21% | 14.76% | 13.61% |
| Q3 2024 | 14.26% | 15.21% | 14.06% |
| Q4 2024 | 14.22% | 15.44% | 14.29% |
| Q1 2025 | 13.99% | 15.50% | 14.38% |
| Q2 2025 | 14.69% | 16.24% | 15.10% |
| Q3 2025 | 14.95% | 16.18% | 15.06% |
| Q4 2025 | 14.45% | 16.12% | 15.01% |
| Q1 2026 | 14.75% | 15.42% | 14.37% |
| Q2 2026 | 14.50% | 15.65% | 14.60% |
Templeton Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Templeton Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Templeton Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 969) · FFIEC NIC profile (RSSD 366247)