Templeton Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Templeton Savings Bank of Templeton, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.58% | 1.35% | +0.23% | 67th above |
| ROAE | 10.29% | 12.05% | -1.76% | 38th below |
| Net Interest Margin | 3.99% | 3.90% | +0.09% | 53rd above |
| Efficiency Ratio | 46.54% | 63.16% | -16.62% | 88th top |
| PPNR / Avg Assets | 2.15% | 1.64% | +0.51% | 78th top |
| Yield on Earning Assets | 5.43% | 5.65% | -0.22% | 41st below |
| Cost of Funds | 1.67% | 1.85% | -0.18% | 58th above |
| Net Interest Spread | 3.20% | 3.35% | -0.15% | 43rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.92% | -0.90% | 82nd top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 84th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.45% | 1.28% | +0.17% | 75th top |
| ACL / NPLs (Coverage) | 7181.82% | 1642.78% | +5539.04% | — |
| Texas Ratio | 0.10% | 7.15% | -7.05% | 88th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.50% | 12.46% | +2.04% | 84th top |
| Equity / Assets | 15.65% | 11.67% | +3.98% | 90th top |
| TCE / Tangible Assets | 14.60% | 11.40% | +3.20% | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.00% | 78.64% | -1.64% | 57th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.17% | 87.09% | +1.08% | 44th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.00% | 6.47% | +2.53% | 79th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.62% | 7.64% | -2.02% | 52nd above |
| Deposit Growth (Y/Y) | 9.75% | 6.02% | +3.73% | 82nd top |
See Templeton Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Templeton Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Templeton Savings Bank profile, how to read a UBPR, or how this data updates.