Templeton Savings Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 104.55 percentage points higher than in Q1 2026, at 7181.82%. Templeton Savings Bank ranks 79th of 225 Iowa banks on return on assets, in the upper half at 1.58% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Templeton Savings Bank sits 0.32 points higher, at 1.58% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.50% |
| Equity capital to assets | 15.65% |
| Tangible equity to tangible assets | 14.60% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.02% |
| Non-performing assets ratio | 0.01% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.10% |
| Allowance for credit losses to loans | 1.45% |
| Reserve coverage of non-performing loans | 7181.82% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.58% |
| Return on equity | 10.29% |
| Net interest margin | 3.99% |
| Efficiency ratio | 46.54% |
| Yield on earning assets | 5.43% |
| Cost of funds | 1.67% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.00% |
| Core deposits to total deposits | 88.17% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.63% |
| Securities to assets | 23.71% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.17% | 1.04% | 3.04% | 0.03% | 0.00% |
| Q4 2023 | 13.43% | 0.69% | 2.84% | 0.03% | 0.00% |
| Q1 2024 | 13.55% | 0.92% | 2.90% | 0.03% | 0.00% |
| Q2 2024 | 14.21% | 0.97% | 2.98% | 0.03% | 0.00% |
| Q3 2024 | 14.26% | 1.02% | 3.28% | 0.03% | -0.00% |
| Q4 2024 | 14.22% | 1.09% | 3.41% | 0.02% | 0.00% |
| Q1 2025 | 13.99% | 1.22% | 3.42% | 0.02% | 0.00% |
| Q2 2025 | 14.69% | 1.23% | 3.67% | 0.02% | -0.00% |
| Q3 2025 | 14.95% | 1.48% | 3.81% | 0.00% | -0.00% |
| Q4 2025 | 14.45% | 1.41% | 4.07% | 0.02% | 0.00% |
| Q1 2026 | 14.75% | 1.57% | 4.06% | 0.02% | 0.00% |
| Q2 2026 | 14.50% | 1.58% | 3.99% | 0.02% | 0.00% |
Templeton Savings Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Templeton Savings Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Templeton Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 969) · FFIEC NIC profile (RSSD 366247)